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HTD vs JPM

HTD
John Hancock Tax-Advantaged Dividend Income Fund
NEUTRAL
Price
$25.07
Market Cap
$888.3M
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
HTD
8.41
JPM
15.68
Forward P/E
HTD
--
JPM
13.42
P/B Ratio
HTD
0.97
JPM
2.47
P/S Ratio
HTD
12.49
JPM
5.03
EV/EBITDA
HTD
--
JPM
--

Profitability

Gross Margin
HTD
100.0%
JPM
0.0%
Operating Margin
HTD
85.52%
JPM
41.06%
Profit Margin
HTD
148.11%
JPM
33.91%
ROE
HTD
11.73%
JPM
16.13%
ROA
HTD
2.88%
JPM
1.35%

Growth

Revenue Growth
HTD
11.1%
JPM
2.5%
Earnings Growth
HTD
-41.5%
JPM
-3.6%

Financial Health

Debt/Equity
HTD
0.47
JPM
--
Current Ratio
HTD
0.02
JPM
--
Quick Ratio
HTD
0.01
JPM
--

Dividends

Dividend Yield
HTD
7.56%
JPM
1.91%
Payout Ratio
HTD
58.93%
JPM
28.97%

AI Verdict

HTD NEUTRAL

HTD presents a complex profile with a stable Piotroski F-Score of 5/9 and a significant valuation gap, trading well below its Graham Number of $41.73 but slightly above its growth-based intrinsic value of $20.86. While the fund offers an attractive 7.56% dividend yield and a low P/E of 8.41, these strengths are offset by a severe -41.50% decline in earnings growth. The extremely low current ratio (0.02) suggests liquidity constraints typical of specific fund structures but remains a technical risk. Overall, the asset is a value play with deteriorating growth momentum and bearish technicals.

Strengths
Significant undervaluation relative to Graham Number ($41.73)
Attractive dividend yield of 7.56% with a sustainable payout ratio (58.93%)
Low P/E ratio (8.41) compared to the financial services sector average (36.61)
Risks
Severe earnings contraction of -41.50% YoY
Critically low current ratio (0.02) indicating potential short-term liquidity issues
Bearish technical trend (0/100 score)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

HTD vs JPM: Head-to-Head Comparison

This page compares John Hancock Tax-Advantaged Dividend Income Fund (HTD) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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