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HTD vs MA

HTD
John Hancock Tax-Advantaged Dividend Income Fund
NEUTRAL
Price
$25.07
Market Cap
$888.3M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
HTD
8.41
MA
30.28
Forward P/E
HTD
--
MA
22.05
P/B Ratio
HTD
0.97
MA
57.74
P/S Ratio
HTD
12.49
MA
13.6
EV/EBITDA
HTD
--
MA
22.13

Profitability

Gross Margin
HTD
100.0%
MA
100.0%
Operating Margin
HTD
85.52%
MA
57.73%
Profit Margin
HTD
148.11%
MA
45.65%
ROE
HTD
11.73%
MA
209.91%
ROA
HTD
2.88%
MA
23.72%

Growth

Revenue Growth
HTD
11.1%
MA
17.6%
Earnings Growth
HTD
-41.5%
MA
24.2%

Financial Health

Debt/Equity
HTD
0.47
MA
2.56
Current Ratio
HTD
0.02
MA
1.03
Quick Ratio
HTD
0.01
MA
0.68

Dividends

Dividend Yield
HTD
7.56%
MA
0.7%
Payout Ratio
HTD
58.93%
MA
18.4%

AI Verdict

HTD NEUTRAL

HTD presents a complex profile with a stable Piotroski F-Score of 5/9 and a significant valuation gap, trading well below its Graham Number of $41.73 but slightly above its growth-based intrinsic value of $20.86. While the fund offers an attractive 7.56% dividend yield and a low P/E of 8.41, these strengths are offset by a severe -41.50% decline in earnings growth. The extremely low current ratio (0.02) suggests liquidity constraints typical of specific fund structures but remains a technical risk. Overall, the asset is a value play with deteriorating growth momentum and bearish technicals.

Strengths
Significant undervaluation relative to Graham Number ($41.73)
Attractive dividend yield of 7.56% with a sustainable payout ratio (58.93%)
Low P/E ratio (8.41) compared to the financial services sector average (36.61)
Risks
Severe earnings contraction of -41.50% YoY
Critically low current ratio (0.02) indicating potential short-term liquidity issues
Bearish technical trend (0/100 score)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

HTD vs MA: Head-to-Head Comparison

This page compares John Hancock Tax-Advantaged Dividend Income Fund (HTD) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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