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HUM vs JNJ

HUM
Humana Inc.
BEARISH
Price
$177.86
Market Cap
$21.45B
Sector
Healthcare
AI Confidence
65%
JNJ
Johnson & Johnson
NEUTRAL
Price
$237.96
Market Cap
$573.46B
Sector
Healthcare
AI Confidence
85%

Valuation

P/E Ratio
HUM
18.06
JNJ
21.55
Forward P/E
HUM
11.63
JNJ
18.9
P/B Ratio
HUM
1.21
JNJ
7.03
P/S Ratio
HUM
0.17
JNJ
6.09
EV/EBITDA
HUM
4.02
JNJ
17.81

Profitability

Gross Margin
HUM
14.54%
JNJ
68.08%
Operating Margin
HUM
-1.79%
JNJ
23.97%
Profit Margin
HUM
0.92%
JNJ
28.46%
ROE
HUM
7.04%
JNJ
35.03%
ROA
HUM
4.3%
JNJ
8.68%

Growth

Revenue Growth
HUM
11.3%
JNJ
9.1%
Earnings Growth
HUM
--
JNJ
48.6%

Financial Health

Debt/Equity
HUM
0.75
JNJ
0.6
Current Ratio
HUM
2.0
JNJ
1.03
Quick Ratio
HUM
1.53
JNJ
0.69

Dividends

Dividend Yield
HUM
2.04%
JNJ
2.19%
Payout Ratio
HUM
35.98%
JNJ
46.6%

AI Verdict

HUM BEARISH

HUM shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Company has established market presence
Risks
Low profit margin of 0.9%
Weak financial trend (Piotroski F-Score: 3/9)
JNJ NEUTRAL

JNJ presents a dichotomy between strong profitability and deteriorating fundamental health, evidenced by a weak Piotroski F-Score of 3/9. While the company maintains an impressive ROE of 35.03% and a consistent history of earnings beats, the current price of $237.96 trades at a significant premium to its Graham Number of $91.72. Growth remains robust on a YoY basis, but bearish insider sentiment and a very weak technical trend (10/100) suggest immediate headwinds. The stock is fundamentally sound in terms of earnings power but shows signs of operational inefficiency or declining quality in its deterministic health metrics.

Strengths
Exceptional Return on Equity (ROE) of 35.03%
Strong profit margins (28.46%) and gross margins (68.08%)
Consistent earnings beat track record over 25 quarters
Risks
Weak Piotroski F-Score (3/9) indicating declining fundamental health
Bearish insider activity with $58.35M in net sales and zero buys
Low liquidity indicated by a Quick Ratio of 0.69

Compare Another Pair

HUM vs JNJ: Head-to-Head Comparison

This page compares Humana Inc. (HUM) and Johnson & Johnson (JNJ) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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