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HUM vs ROIV

HUM
Humana Inc.
BEARISH
Price
$177.86
Market Cap
$21.45B
Sector
Healthcare
AI Confidence
65%
ROIV
Roivant Sciences Ltd.
NEUTRAL
Price
$29.83
Market Cap
$21.35B
Sector
Healthcare
AI Confidence
85%

Valuation

P/E Ratio
HUM
18.06
ROIV
--
Forward P/E
HUM
11.63
ROIV
-25.74
P/B Ratio
HUM
1.21
ROIV
4.96
P/S Ratio
HUM
0.17
ROIV
1604.01
EV/EBITDA
HUM
4.02
ROIV
-13.95

Profitability

Gross Margin
HUM
14.54%
ROIV
0.0%
Operating Margin
HUM
-1.79%
ROIV
-16965.3%
Profit Margin
HUM
0.92%
ROIV
0.0%
ROE
HUM
7.04%
ROIV
-19.14%
ROA
HUM
4.3%
ROIV
-14.47%

Growth

Revenue Growth
HUM
11.3%
ROIV
-77.8%
Earnings Growth
HUM
--
ROIV
--

Financial Health

Debt/Equity
HUM
0.75
ROIV
0.02
Current Ratio
HUM
2.0
ROIV
30.66
Quick Ratio
HUM
1.53
ROIV
29.81

Dividends

Dividend Yield
HUM
2.04%
ROIV
--
Payout Ratio
HUM
35.98%
ROIV
0.0%

AI Verdict

HUM BEARISH

HUM shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 3/9). Concerns include weak profitability or high valuation.

Strengths
Company has established market presence
Risks
Low profit margin of 0.9%
Weak financial trend (Piotroski F-Score: 3/9)
ROIV NEUTRAL

ROIV presents a stark divergence between deterministic financial health and market sentiment. The Piotroski F-Score of 1/9 indicates severe fundamental weakness, compounded by an absurd Price/Sales ratio of 1604.01 and heavy insider selling totaling $175.18M. However, the company maintains an extraordinary liquidity position with a Current Ratio of 30.66 and negligible debt (Debt/Equity 0.02), suggesting it is a well-funded biotech 'cash shell' betting on its pipeline. While analysts maintain a 'strong_buy' rating with a target of $35.67, the fundamental data is overwhelmingly bearish.

Strengths
Exceptional liquidity with a Current Ratio of 30.66
Negligible leverage with a Debt/Equity ratio of 0.02
Strong analyst consensus (Strong Buy) with a positive price target
Risks
Critical fundamental weakness indicated by a Piotroski F-Score of 1/9
Extreme valuation disconnect with a Price/Sales ratio of 1604.01
Severe revenue contraction (-77.80% YoY)

Compare Another Pair

HUM vs ROIV: Head-to-Head Comparison

This page compares Humana Inc. (HUM) and Roivant Sciences Ltd. (ROIV) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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