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HWC vs JPM

HWC
Hancock Whitney Corporation
BULLISH
Price
$69.35
Market Cap
$5.66B
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
HWC
12.23
JPM
15.68
Forward P/E
HWC
10.26
JPM
13.42
P/B Ratio
HWC
1.28
JPM
2.47
P/S Ratio
HWC
3.88
JPM
5.03
EV/EBITDA
HWC
--
JPM
--

Profitability

Gross Margin
HWC
0.0%
JPM
0.0%
Operating Margin
HWC
45.53%
JPM
41.06%
Profit Margin
HWC
33.3%
JPM
33.91%
ROE
HWC
11.32%
JPM
16.13%
ROA
HWC
1.38%
JPM
1.35%

Growth

Revenue Growth
HWC
6.8%
JPM
2.5%
Earnings Growth
HWC
7.3%
JPM
-3.6%

Financial Health

Debt/Equity
HWC
--
JPM
--
Current Ratio
HWC
--
JPM
--
Quick Ratio
HWC
--
JPM
--

Dividends

Dividend Yield
HWC
2.69%
JPM
1.91%
Payout Ratio
HWC
31.75%
JPM
28.97%

AI Verdict

HWC BULLISH

HWC presents a compelling value opportunity, trading significantly below both its Graham Number ($83.17) and Intrinsic Value ($101.78). While the Piotroski F-Score of 4/9 indicates stable but mediocre financial health, the company maintains a very sustainable dividend payout ratio of 31.75% and a low P/E of 12.23. Despite bearish insider activity and a weak technical trend, the fundamental valuation gap and positive analyst consensus suggest a strong margin of safety.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Low P/E ratio (12.23) compared to sector averages
Highly sustainable dividend payout ratio (31.75%)
Risks
Bearish insider sentiment, specifically significant selling by the CEO
Weak technical trend (10/100) indicating short-term momentum loss
Declining earnings beat rate (only 1 of the last 4 quarters beat estimates)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

HWC vs JPM: Head-to-Head Comparison

This page compares Hancock Whitney Corporation (HWC) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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