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HWC vs PIPR

HWC
Hancock Whitney Corporation
BULLISH
Price
$69.35
Market Cap
$5.66B
Sector
Financial Services
AI Confidence
80%
PIPR
Piper Sandler Companies
BULLISH
Price
$79.42
Market Cap
$5.66B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
HWC
12.23
PIPR
20.06
Forward P/E
HWC
10.26
PIPR
13.98
P/B Ratio
HWC
1.28
PIPR
3.91
P/S Ratio
HWC
3.88
PIPR
2.98
EV/EBITDA
HWC
--
PIPR
--

Profitability

Gross Margin
HWC
0.0%
PIPR
90.63%
Operating Margin
HWC
45.53%
PIPR
29.82%
Profit Margin
HWC
33.3%
PIPR
14.81%
ROE
HWC
11.32%
PIPR
19.61%
ROA
HWC
1.38%
PIPR
12.13%

Growth

Revenue Growth
HWC
6.8%
PIPR
37.6%
Earnings Growth
HWC
7.3%
PIPR
65.1%

Financial Health

Debt/Equity
HWC
--
PIPR
0.07
Current Ratio
HWC
--
PIPR
1.89
Quick Ratio
HWC
--
PIPR
1.86

Dividends

Dividend Yield
HWC
2.69%
PIPR
0.91%
Payout Ratio
HWC
31.75%
PIPR
17.07%

AI Verdict

HWC BULLISH

HWC presents a compelling value opportunity, trading significantly below both its Graham Number ($83.17) and Intrinsic Value ($101.78). While the Piotroski F-Score of 4/9 indicates stable but mediocre financial health, the company maintains a very sustainable dividend payout ratio of 31.75% and a low P/E of 12.23. Despite bearish insider activity and a weak technical trend, the fundamental valuation gap and positive analyst consensus suggest a strong margin of safety.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Low P/E ratio (12.23) compared to sector averages
Highly sustainable dividend payout ratio (31.75%)
Risks
Bearish insider sentiment, specifically significant selling by the CEO
Weak technical trend (10/100) indicating short-term momentum loss
Declining earnings beat rate (only 1 of the last 4 quarters beat estimates)
PIPR BULLISH

PIPR presents a stable deterministic health profile with a Piotroski F-Score of 4/9 and a defensive Graham Number of $42.55, though it trades at a premium to this value due to aggressive growth. The company's growth-based intrinsic value of $116.82 suggests significant upside from the current price of $79.42. Exceptional earnings growth (65.1% YoY) and a nearly flawless track record of beating quarterly estimates over 25 quarters drive the bullish outlook. This is further supported by a pristine balance sheet with a Debt/Equity ratio of 0.07 and strong ROE of 19.61%.

Strengths
Exceptional earnings growth of 65.1% YoY and revenue growth of 37.6% YoY
Consistent earnings beat record (4/4 in last 4 quarters, strong 25-quarter history)
Extremely low leverage with a Debt/Equity ratio of 0.07
Risks
Bearish technical trend (0/100) indicating short-term price pressure
High Price/Book ratio (3.91) compared to traditional value benchmarks
Exposure to capital markets volatility which can impact revenue unpredictably

Compare Another Pair

HWC vs PIPR: Head-to-Head Comparison

This page compares Hancock Whitney Corporation (HWC) and Piper Sandler Companies (PIPR) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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