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IBN vs JPM

IBN
ICICI Bank Limited
NEUTRAL
Price
$27.54
Market Cap
$98.66B
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
IBN
17.32
JPM
15.68
Forward P/E
IBN
14.42
JPM
13.42
P/B Ratio
IBN
2.56
JPM
2.47
P/S Ratio
IBN
0.05
JPM
5.03
EV/EBITDA
IBN
--
JPM
--

Profitability

Gross Margin
IBN
0.0%
JPM
0.0%
Operating Margin
IBN
33.29%
JPM
41.06%
Profit Margin
IBN
24.93%
JPM
33.91%
ROE
IBN
16.36%
JPM
16.13%
ROA
IBN
2.08%
JPM
1.35%

Growth

Revenue Growth
IBN
66.9%
JPM
2.5%
Earnings Growth
IBN
8.4%
JPM
-3.6%

Financial Health

Debt/Equity
IBN
--
JPM
--
Current Ratio
IBN
--
JPM
--
Quick Ratio
IBN
--
JPM
--

Dividends

Dividend Yield
IBN
0.9%
JPM
1.91%
Payout Ratio
IBN
14.69%
JPM
28.97%

AI Verdict

IBN NEUTRAL

The deterministic health profile is concerning, highlighted by a weak Piotroski F-Score of 2/9, indicating deteriorating operational trends. However, the valuation remains attractive with a PEG ratio of 0.52 and a current price ($27.54) sitting below the growth-based intrinsic value of $31.16. While revenue growth is explosive at 66.90%, the technical trend is currently bearish (0/100) and the 1-year price performance is negative. The stock presents a conflict between strong growth/valuation metrics and poor short-term financial health and price momentum.

Strengths
Exceptional Revenue Growth (YoY) of 66.90%
Highly attractive PEG ratio of 0.52 suggesting undervaluation relative to growth
Strong Return on Equity (ROE) of 16.36%
Risks
Weak Piotroski F-Score (2/9) signaling poor fundamental health trends
Strongly bearish technical trend (0/100)
Significant 1-year price decline of -17.2%
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

IBN vs JPM: Head-to-Head Comparison

This page compares ICICI Bank Limited (IBN) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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