No connection

Search Results

IBN

NEUTRAL
$27.54 Live
ICICI Bank Limited · NYSE
Target $35.38 (+28.4%)
$25.08 52W Range $34.57

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 28, 2026
Market cap
$98.66B
P/E
17.32
ROE
16.4%
Profit margin
24.9%
Debt/Equity
N/A
Dividend yield
0.9%

AI Analysis

AI-powered fundamental assessment

Confidence
80%
The deterministic health profile is concerning, highlighted by a weak Piotroski F-Score of 2/9, indicating deteriorating operational trends. However, the valuation remains attractive with a PEG ratio of 0.52 and a current price ($27.54) sitting below the growth-based intrinsic value of $31.16. While revenue growth is explosive at 66.90%, the technical trend is currently bearish (0/100) and the 1-year price performance is negative. The stock presents a conflict between strong growth/valuation metrics and poor short-term financial health and price momentum.

Key Strengths

Exceptional Revenue Growth (YoY) of 66.90%
Highly attractive PEG ratio of 0.52 suggesting undervaluation relative to growth
Strong Return on Equity (ROE) of 16.36%
Strong analyst consensus with a 'strong_buy' rating and target price of $35.38
Very sustainable dividend payout ratio of 14.69%

Key Risks

Weak Piotroski F-Score (2/9) signaling poor fundamental health trends
Strongly bearish technical trend (0/100)
Significant 1-year price decline of -17.2%
Low dividend yield (0.90%) providing little downside protection
Discrepancy between massive revenue growth (66.9%) and modest earnings growth (8.4%)
AI Fair Value Estimate
Based on comprehensive analysis
$28.5
+3.5% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
53
Moderate
Value
75
Future
85
Past
40
Health
20
Dividend
45
AI Verdict
Speculative Value
Key drivers: Low PEG ratio, High Revenue Growth, Poor Piotroski F-Score, Bearish Technicals
Confidence
85%
Value
75/100

P/E of 17.32 is reasonable for the sector, and PEG suggests significant growth upside.

Positives
  • PEG ratio 0.52
  • Price below Intrinsic Value ($31.16)
Watchpoints
  • Price above Graham Number ($19.62)
Future
85/100

Growth metrics are the primary bullish driver for this asset.

Positives
  • 66.9% YoY Revenue Growth
  • Positive Q/Q earnings progression
Watchpoints
  • Earnings growth lagging significantly behind revenue growth
Past
40/100

Long-term trajectory is positive, but short-term momentum is severely impaired.

Positives
  • Positive 5Y change (+69.8%)
Watchpoints
  • Negative 1Y (-17.2%) and 6M (-11.5%) returns
Health
20/100

The F-Score indicates a failure in most fundamental health checkpoints.

Positives
  • Stable profit margins (24.93%)
Watchpoints
  • Piotroski F-Score of 2/9 is critically low
Dividend
45/100

Dividend is a negligible factor for total return but is fundamentally safe.

Positives
  • Low payout ratio (14.69%) ensures safety
Watchpoints
  • Very low yield (0.90%)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$27.54
Analyst Target
$35.38
Upside/Downside
+28.4%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for IBN and closest competitors.

Updated 2026-04-27
IBN
ICICI Bank Limited
Primary
5Y
+69.8%
3Y
+24.1%
1Y
-17.2%
6M
-11.5%
1M
+8.8%
1W
-4.2%
BMO
Bank of Montreal
Peer
5Y
+120.0%
3Y
+57.5%
1Y
+42.1%
6M
+21.6%
1M
+5.5%
1W
+0.9%
CM
Canadian Imperial Bank of Commerce
Peer
5Y
+164.8%
3Y
+204.6%
1Y
+84.8%
6M
+34.2%
1M
+13.4%
1W
+0.2%
CME
CME Group Inc.
Peer
5Y
+107.0%
3Y
+88.5%
1Y
+33.3%
6M
+4.1%
1M
+6.3%
1W
+3.1%
BNS
The Bank of Nova Scotia
Peer
5Y
+76.6%
3Y
+68.7%
1Y
+49.2%
6M
+32.2%
1M
+1.1%
1W
+1.9%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
17.32
Forward P/E
14.42
PEG Ratio
0.52
P/B Ratio
2.56
P/S Ratio
0.05
EV/Revenue
-0.04
EV/EBITDA
N/A
Market Cap
$98.66B

Profitability

Profit margins and return metrics

Profit Margin 24.93%
Operating Margin 33.29%
Gross Margin N/A
ROE 16.36%
ROA 2.08%

Growth

Revenue and earnings growth rates

Revenue Growth +66.9%
Earnings Growth +8.4%
Q/Q Revenue Growth +10.35%
Q/Q Earnings Growth +9.3%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$370.02

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q1 2026

Revenue
$625.7B
Net Margin
23.6%
Total Assets
$29145.0B
Liabilities
$25349.3B
Equity
$3630.6B
Debt/Equity
6.98x

Quarterly Earnings History

EPS performance vs analyst estimates

2026-07-18
$N/A
2026-04-18
$0.41
+5.3% surprise
2026-01-17
$0.34
-8.7% surprise
2025-10-18
$0.39
+7.7% surprise

Financial Services Sector Comparison

Comparing IBN against 820 companies in the Financial Services sector (141 bullish, 351 neutral, 328 bearish)
P/E Ratio
17.32
This Stock
vs
36.01
Sector Avg
-51.9% (Discount)
Return on Equity (ROE)
16.36%
This Stock
vs
-0.73%
Sector Avg
-2332.5% (Below Avg)
Profit Margin
24.93%
This Stock
vs
91.62%
Sector Avg
-72.8% (Weaker)
Revenue Growth
66.9%
This Stock
vs
35.27%
Sector Avg
+89.7% (Fast Growth)

Similar Companies

Peer comparison within the same industry

SEC Filings

Recent regulatory filings from the SEC EDGAR database

20-F
FORM 20F
2025-07-25

IBN filed its Form 20-F annual report on July 25, 2025, providing a comprehensive disclosure of its fiscal year financial performance and operational risks. Due to the limited information provided, specific financial highlights and risk factors are not detailed, but the filing serves as the primary regulatory update for this foreign private issuer.

20-F
FORM 20-F
2024-07-31

IBN filed its Form 20-F annual report on July 31, 2024, to provide comprehensive financial disclosures and risk assessments for the fiscal year. Specific financial highlights and risk factors were not provided in the available metadata.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning IBN from our newsroom.

Newest → oldest
TradingGPT V2 Copilot
Fundamentals • Valuation • Risk
Hi! I'm your fundamentals copilot.

Ask me to:
• Summarize the business quality
• Review valuation and multiples
• Highlight risks and red flags
• Explain growth and margin trends
Home
Terminal
AI Chat
Markets
Profile