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BNS vs IBN

BNS
The Bank of Nova Scotia
NEUTRAL
Price
$74.87
Market Cap
$93.29B
Sector
Financial Services
AI Confidence
65%
IBN
ICICI Bank Limited
NEUTRAL
Price
$27.54
Market Cap
$98.66B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
BNS
18.17
IBN
17.32
Forward P/E
BNS
11.47
IBN
14.42
P/B Ratio
BNS
1.47
IBN
2.56
P/S Ratio
BNS
2.95
IBN
0.05
EV/EBITDA
BNS
--
IBN
--

Profitability

Gross Margin
BNS
0.0%
IBN
0.0%
Operating Margin
BNS
39.18%
IBN
33.29%
Profit Margin
BNS
24.62%
IBN
24.93%
ROE
BNS
8.99%
IBN
16.36%
ROA
BNS
0.54%
IBN
2.08%

Growth

Revenue Growth
BNS
-0.8%
IBN
66.9%
Earnings Growth
BNS
35.4%
IBN
8.4%

Financial Health

Debt/Equity
BNS
--
IBN
--
Current Ratio
BNS
--
IBN
--
Quick Ratio
BNS
--
IBN
--

Dividends

Dividend Yield
BNS
4.28%
IBN
0.9%
Payout Ratio
BNS
76.19%
IBN
14.69%

AI Verdict

BNS NEUTRAL

The Bank of Nova Scotia (BNS) exhibits a weak financial health profile with a Piotroski F-Score of 2/9, signaling significant concerns in profitability, leverage, and operating efficiency. Despite this, the stock shows strong recent earnings growth (YoY EPS +58.2%) and a robust dividend yield of 4.28%, supported by a high but sustainable payout ratio. Valuation metrics suggest the stock is trading slightly above analyst targets ($74.87 vs. $70.40) and above the Graham Number of $68.74, though below the growth-based intrinsic value of $121.54. Technical indicators are bearish (10/100), and insider sentiment is neutral, reflecting limited conviction despite solid dividend strength.

Strengths
High dividend yield of 4.28% provides strong income appeal
Recent earnings growth is robust, with YoY EPS up 58.2%
Profit margin of 24.62% and operating margin of 39.18% indicate strong profitability
Risks
Very low Piotroski F-Score of 2/9 indicates weak financial health
Revenue growth is negative YoY (-0.80%), suggesting top-line stagnation
ROA of only 0.54% reflects poor asset efficiency for a bank
IBN NEUTRAL

The deterministic health profile is concerning, highlighted by a weak Piotroski F-Score of 2/9, indicating deteriorating operational trends. However, the valuation remains attractive with a PEG ratio of 0.52 and a current price ($27.54) sitting below the growth-based intrinsic value of $31.16. While revenue growth is explosive at 66.90%, the technical trend is currently bearish (0/100) and the 1-year price performance is negative. The stock presents a conflict between strong growth/valuation metrics and poor short-term financial health and price momentum.

Strengths
Exceptional Revenue Growth (YoY) of 66.90%
Highly attractive PEG ratio of 0.52 suggesting undervaluation relative to growth
Strong Return on Equity (ROE) of 16.36%
Risks
Weak Piotroski F-Score (2/9) signaling poor fundamental health trends
Strongly bearish technical trend (0/100)
Significant 1-year price decline of -17.2%

Compare Another Pair

BNS vs IBN: Head-to-Head Comparison

This page compares The Bank of Nova Scotia (BNS) and ICICI Bank Limited (IBN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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