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IGIC vs JPM

IGIC
International General Insurance Holdings Ltd.
NEUTRAL
Price
$25.83
Market Cap
$1.12B
Sector
Financial Services
AI Confidence
80%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$294.16
Market Cap
$793.36B
Sector
Financial Services
AI Confidence
65%

Valuation

P/E Ratio
IGIC
8.94
JPM
14.69
Forward P/E
IGIC
8.2
JPM
12.62
P/B Ratio
IGIC
1.53
JPM
2.32
P/S Ratio
IGIC
2.16
JPM
4.72
EV/EBITDA
IGIC
7.07
JPM
--

Profitability

Gross Margin
IGIC
43.37%
JPM
0.0%
Operating Margin
IGIC
26.74%
JPM
41.06%
Profit Margin
IGIC
24.61%
JPM
33.91%
ROE
IGIC
18.64%
JPM
16.13%
ROA
IGIC
3.6%
JPM
1.35%

Growth

Revenue Growth
IGIC
-6.5%
JPM
2.5%
Earnings Growth
IGIC
16.4%
JPM
-3.6%

Financial Health

Debt/Equity
IGIC
--
JPM
--
Current Ratio
IGIC
0.67
JPM
--
Quick Ratio
IGIC
0.39
JPM
--

Dividends

Dividend Yield
IGIC
0.77%
JPM
2.11%
Payout Ratio
IGIC
6.06%
JPM
28.97%

AI Verdict

IGIC NEUTRAL

IGIC presents a stark contrast between deep value and deteriorating financial health, highlighted by a weak Piotroski F-Score of 2/9. While the stock trades significantly below its Graham Number ($33.18) and Intrinsic Value ($85.26) with a low P/E of 8.94, the underlying fundamentals are concerning. Revenue is trending downward both YoY (-6.50%) and Q/Q (-15.52%), suggesting a struggle for top-line growth despite positive earnings growth. The combination of a bearish technical trend (10/100) and poor liquidity ratios offsets the attractive valuation metrics.

Strengths
Deep value valuation with P/E of 8.94 and Forward P/E of 8.20
Trading below the Graham Number ($33.18) providing a defensive margin
Strong Return on Equity (ROE) of 18.64%
Risks
Critical financial health warning with a Piotroski F-Score of 2/9
Negative revenue growth trends (YoY -6.50%, Q/Q -15.52%)
Poor short-term liquidity indicated by a Current Ratio of 0.67 and Quick Ratio of 0.39
JPM NEUTRAL

JPM shows bullish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Key strengths include strong valuation and growth metrics. Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Strengths
Attractive valuation with P/E of 14.7
Strong profitability (33.9% margin)
Strong ROE of 16.1%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
Price trades at a 109.8% premium to fair value estimate ($140.21), limiting near-term upside from a valuation perspective.

Compare Another Pair

IGIC vs JPM: Head-to-Head Comparison

This page compares International General Insurance Holdings Ltd. (IGIC) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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