No connection

Search Results

ITIC vs JPM

ITIC
Investors Title Company
NEUTRAL
Price
$230.55
Market Cap
$435.2M
Sector
Financial Services
AI Confidence
85%
JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
ITIC
12.42
JPM
15.68
Forward P/E
ITIC
--
JPM
13.42
P/B Ratio
ITIC
1.62
JPM
2.47
P/S Ratio
ITIC
1.6
JPM
5.03
EV/EBITDA
ITIC
7.23
JPM
--

Profitability

Gross Margin
ITIC
56.63%
JPM
0.0%
Operating Margin
ITIC
13.78%
JPM
41.06%
Profit Margin
ITIC
12.9%
JPM
33.91%
ROE
ITIC
13.53%
JPM
16.13%
ROA
ITIC
7.99%
JPM
1.35%

Growth

Revenue Growth
ITIC
-1.6%
JPM
2.5%
Earnings Growth
ITIC
-10.1%
JPM
-3.6%

Financial Health

Debt/Equity
ITIC
0.03
JPM
--
Current Ratio
ITIC
1.47
JPM
--
Quick Ratio
ITIC
1.33
JPM
--

Dividends

Dividend Yield
ITIC
0.8%
JPM
1.91%
Payout Ratio
ITIC
9.91%
JPM
28.97%

AI Verdict

ITIC NEUTRAL

ITIC presents a contradictory profile characterized by a weak Piotroski F-Score of 3/9, indicating deteriorating fundamental health, despite an exceptionally clean balance sheet with a Debt/Equity ratio of 0.03. While the stock trades below its Graham Number ($243.61), suggesting defensive value, it sits significantly above its growth-based intrinsic value ($129.92) amid negative YoY revenue (-1.60%) and earnings growth (-10.10%). The technical trend is purely bearish (0/100), and the lack of analyst coverage suggests a neglected small-cap position. Overall, the company is financially stable but operationally stagnant.

Strengths
Extremely low leverage (Debt/Equity 0.03)
Trades below the Graham Number defensive fair value
Strong gross margins (56.63%)
Risks
Weak Piotroski F-Score (3/9) signaling fundamental decline
Negative YoY revenue and earnings growth
Bearish technical trend (0/100)
JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)

Compare Another Pair

ITIC vs JPM: Head-to-Head Comparison

This page compares Investors Title Company (ITIC) and JPMorgan Chase & Co. (JPM) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile