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JPM vs LIEN

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
LIEN
Chicago Atlantic BDC, Inc.
NEUTRAL
Price
$9.23
Market Cap
$210.6M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
LIEN
6.32
Forward P/E
JPM
13.42
LIEN
6.13
P/B Ratio
JPM
2.47
LIEN
0.69
P/S Ratio
JPM
5.03
LIEN
3.88
EV/EBITDA
JPM
--
LIEN
--

Profitability

Gross Margin
JPM
0.0%
LIEN
100.0%
Operating Margin
JPM
41.06%
LIEN
56.72%
Profit Margin
JPM
33.91%
LIEN
61.29%
ROE
JPM
16.13%
LIEN
11.01%
ROA
JPM
1.35%
LIEN
6.2%

Growth

Revenue Growth
JPM
2.5%
LIEN
12.5%
Earnings Growth
JPM
-3.6%
LIEN
3.4%

Financial Health

Debt/Equity
JPM
--
LIEN
0.08
Current Ratio
JPM
--
LIEN
0.65
Quick Ratio
JPM
--
LIEN
0.6

Dividends

Dividend Yield
JPM
1.91%
LIEN
14.73%
Payout Ratio
JPM
28.97%
LIEN
93.15%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
LIEN NEUTRAL

LIEN presents a classic 'value trap' profile, characterized by a very weak Piotroski F-Score of 2/9 indicating deteriorating fundamental health despite trading at a massive discount to its Graham Number ($20.9) and Intrinsic Value ($17.67). While the valuation metrics (P/E 6.32, P/B 0.69) are highly attractive, the technical trend is completely bearish (0/100) and the dividend payout ratio of 93.15% leaves almost no margin for error. The company shows steady revenue growth, but the lack of earnings momentum and poor health score suggest the market is pricing in significant underlying risk.

Strengths
Deep value valuation with P/B of 0.69
Very low P/E ratio of 6.32 compared to sector averages
Strong profit margins (61.29%)
Risks
Critical fundamental weakness indicated by Piotroski F-Score of 2/9
Unsustainable dividend payout ratio (93.15%)
Strongly bearish technical trend (0/100)

Compare Another Pair

JPM vs LIEN: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Chicago Atlantic BDC, Inc. (LIEN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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