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JPM vs MBBC

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
MBBC
Marathon Bancorp, Inc.
NEUTRAL
Price
$13.64
Market Cap
$40.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
MBBC
45.47
Forward P/E
JPM
13.42
MBBC
--
P/B Ratio
JPM
2.47
MBBC
0.85
P/S Ratio
JPM
5.03
MBBC
5.05
EV/EBITDA
JPM
--
MBBC
--

Profitability

Gross Margin
JPM
0.0%
MBBC
0.0%
Operating Margin
JPM
41.06%
MBBC
26.58%
Profit Margin
JPM
33.91%
MBBC
9.6%
ROE
JPM
16.13%
MBBC
1.94%
ROA
JPM
1.35%
MBBC
0.33%

Growth

Revenue Growth
JPM
2.5%
MBBC
40.3%
Earnings Growth
JPM
-3.6%
MBBC
919.6%

Financial Health

Debt/Equity
JPM
--
MBBC
--
Current Ratio
JPM
--
MBBC
--
Quick Ratio
JPM
--
MBBC
--

Dividends

Dividend Yield
JPM
1.91%
MBBC
--
Payout Ratio
JPM
28.97%
MBBC
0.0%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
MBBC NEUTRAL

MBBC presents a contradictory profile characterized by a stable Piotroski F-Score of 4/9 but significant valuation overstretch. While the company exhibits explosive year-over-year earnings growth (919.60%) and revenue growth (40.30%), the current price of $13.64 trades at a substantial premium to both its Graham Number ($10.38) and Intrinsic Value ($8.85). Fundamental efficiency remains weak with a very low ROE of 1.94%, and the technical trend is heavily bearish (10/100), suggesting a potential correction toward fair value despite the growth trajectory.

Strengths
Exceptional YoY earnings growth of 919.60%
Strong revenue growth (40.30% YoY and 41.69% Q/Q)
Trading below book value (P/B of 0.85)
Risks
Significant valuation premium over Graham and Intrinsic values
Very low Return on Equity (1.94%) and Return on Assets (0.33%)
Extreme micro-cap liquidity risk (Market Cap $0.04B)

Compare Another Pair

JPM vs MBBC: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Marathon Bancorp, Inc. (MBBC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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