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JPM vs MKL

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
MKL
Markel Group Inc.
NEUTRAL
Price
$1759.21
Market Cap
$22.01B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
JPM
15.68
MKL
12.72
Forward P/E
JPM
13.42
MKL
13.84
P/B Ratio
JPM
2.47
MKL
1.19
P/S Ratio
JPM
5.03
MKL
1.33
EV/EBITDA
JPM
--
MKL
6.64

Profitability

Gross Margin
JPM
0.0%
MKL
50.49%
Operating Margin
JPM
41.06%
MKL
18.84%
Profit Margin
JPM
33.91%
MKL
12.7%
ROE
JPM
16.13%
MKL
11.77%
ROA
JPM
1.35%
MKL
3.05%

Growth

Revenue Growth
JPM
2.5%
MKL
9.9%
Earnings Growth
JPM
-3.6%
MKL
95.4%

Financial Health

Debt/Equity
JPM
--
MKL
0.26
Current Ratio
JPM
--
MKL
3.17
Quick Ratio
JPM
--
MKL
1.09

Dividends

Dividend Yield
JPM
1.91%
MKL
--
Payout Ratio
JPM
28.97%
MKL
0.0%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
MKL NEUTRAL

MKL presents a stark disconnect between fundamental value and market momentum, characterized by a stable Piotroski F-Score of 4/9 and a current price significantly below its Graham Number ($2143.77) and Intrinsic Value ($4078.97). While the company maintains a very healthy balance sheet with low debt/equity (0.26) and strong liquidity, it is currently plagued by a 0/100 technical trend and bearish insider sentiment. Recent quarterly performance is concerning, with Q/Q revenue growth at -13.50% and a sharp Q/Q EPS decline of -37.0%. Consequently, while the long-term value proposition is strong, the short-term trajectory is bearish.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Very low Debt/Equity ratio (0.26) indicating strong solvency
Strong liquidity position with a Current Ratio of 3.17
Risks
Strong bearish technical trend (0/100) with price near 52-week low
Negative Q/Q revenue growth (-13.50%) suggesting a short-term slowdown
Bearish insider activity with multiple sales and zero buys

Compare Another Pair

JPM vs MKL: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Markel Group Inc. (MKL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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