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JPM vs MRCC

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
MRCC
Monroe Capital Corporation
BEARISH
Price
$5.08
Market Cap
$110.1M
Sector
Financial Services
AI Confidence
95%

Valuation

P/E Ratio
JPM
15.68
MRCC
--
Forward P/E
JPM
13.42
MRCC
18.81
P/B Ratio
JPM
2.47
MRCC
0.66
P/S Ratio
JPM
5.03
MRCC
2.91
EV/EBITDA
JPM
--
MRCC
--

Profitability

Gross Margin
JPM
0.0%
MRCC
100.0%
Operating Margin
JPM
41.06%
MRCC
69.02%
Profit Margin
JPM
33.91%
MRCC
-13.52%
ROE
JPM
16.13%
MRCC
-2.86%
ROA
JPM
1.35%
MRCC
3.98%

Growth

Revenue Growth
JPM
2.5%
MRCC
-41.8%
Earnings Growth
JPM
-3.6%
MRCC
--

Financial Health

Debt/Equity
JPM
--
MRCC
1.15
Current Ratio
JPM
--
MRCC
1.64
Quick Ratio
JPM
--
MRCC
1.64

Dividends

Dividend Yield
JPM
1.91%
MRCC
15.43%
Payout Ratio
JPM
28.97%
MRCC
1111.11%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
MRCC BEARISH

MRCC exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 2/9 and a catastrophic dividend payout ratio of 1111.11%. While the stock trades at a significant discount to book value (P/B 0.66), this is a classic value trap given the negative ROE (-2.86%) and a massive YoY revenue decline of 41.80%. The combination of negative profit margins and a 0/100 technical trend suggests a continuing downward trajectory with high risk of dividend cuts.

Strengths
Trading at a significant discount to book value (P/B 0.66)
Positive Return on Assets (ROA 3.98%) despite negative ROE
High nominal dividend yield (15.43%) for high-risk income seekers
Risks
Mathematically unsustainable dividend payout ratio (1111.11%)
Severe revenue contraction (-41.80% YoY)
Weak financial health as evidenced by Piotroski F-Score of 2/9

Compare Another Pair

JPM vs MRCC: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Monroe Capital Corporation (MRCC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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