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JPM vs MS

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
MS
Morgan Stanley
NEUTRAL
Price
$164.57
Market Cap
$261.31B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
MS
16.12
Forward P/E
JPM
13.42
MS
13.31
P/B Ratio
JPM
2.47
MS
2.56
P/S Ratio
JPM
5.03
MS
3.72
EV/EBITDA
JPM
--
MS
--

Profitability

Gross Margin
JPM
0.0%
MS
87.06%
Operating Margin
JPM
41.06%
MS
38.62%
Profit Margin
JPM
33.91%
MS
23.99%
ROE
JPM
16.13%
MS
15.61%
ROA
JPM
1.35%
MS
1.29%

Growth

Revenue Growth
JPM
2.5%
MS
11.0%
Earnings Growth
JPM
-3.6%
MS
20.7%

Financial Health

Debt/Equity
JPM
--
MS
4.56
Current Ratio
JPM
--
MS
2.05
Quick Ratio
JPM
--
MS
1.67

Dividends

Dividend Yield
JPM
1.91%
MS
2.53%
Payout Ratio
JPM
28.97%
MS
37.71%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
MS NEUTRAL

MS shows neutral fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (24.0% margin)
Strong ROE of 15.6%
Risks
Weak financial trend (Piotroski F-Score: 2/9)
High debt burden with D/E of 4.56

Compare Another Pair

JPM vs MS: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Morgan Stanley (MS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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