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JPM vs MUFG

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
MUFG
Mitsubishi UFJ Financial Group, Inc.
NEUTRAL
Price
$17.44
Market Cap
$196.86B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
MUFG
16.45
Forward P/E
JPM
13.42
MUFG
16.93
P/B Ratio
JPM
2.47
MUFG
1.48
P/S Ratio
JPM
5.03
MUFG
0.03
EV/EBITDA
JPM
--
MUFG
--

Profitability

Gross Margin
JPM
0.0%
MUFG
0.0%
Operating Margin
JPM
41.06%
MUFG
34.84%
Profit Margin
JPM
33.91%
MUFG
22.77%
ROE
JPM
16.13%
MUFG
6.11%
ROA
JPM
1.35%
MUFG
0.33%

Growth

Revenue Growth
JPM
2.5%
MUFG
11.7%
Earnings Growth
JPM
-3.6%
MUFG
8.7%

Financial Health

Debt/Equity
JPM
--
MUFG
--
Current Ratio
JPM
--
MUFG
--
Quick Ratio
JPM
--
MUFG
--

Dividends

Dividend Yield
JPM
1.91%
MUFG
2.83%
Payout Ratio
JPM
28.97%
MUFG
43.79%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
MUFG NEUTRAL

MUFG presents a contradictory profile, characterized by a weak Piotroski F-Score of 2/9 indicating deteriorating financial health trends, despite trading near its Graham Number of $16.78. While the intrinsic value of $21.25 suggests long-term upside, the current technical trend is bearish (0/100) and insider sentiment is low (40/100). Positive YoY revenue growth (11.7%) and a sustainable dividend payout ratio provide a fundamental floor, but the low health score and negative Q/Q EPS growth (-31%) necessitate a cautious approach. The stock is currently a value play with significant underlying health red flags.

Strengths
Strong long-term price performance (+240.8% over 5 years)
Positive YoY revenue growth of 11.70% and earnings growth of 8.70%
Sustainable dividend payout ratio of 43.79%
Risks
Critically low Piotroski F-Score (2/9) indicating weak financial health
Bearish technical trend (0/100) suggesting strong downward momentum
Low insider sentiment (40/100) indicating lack of internal confidence

Compare Another Pair

JPM vs MUFG: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Mitsubishi UFJ Financial Group, Inc. (MUFG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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