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JPM vs NMFC

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
NMFC
New Mountain Finance Corporation
BEARISH
Price
$8.22
Market Cap
$828.6M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
NMFC
51.38
Forward P/E
JPM
13.42
NMFC
7.72
P/B Ratio
JPM
2.47
NMFC
0.71
P/S Ratio
JPM
5.03
NMFC
2.53
EV/EBITDA
JPM
--
NMFC
--

Profitability

Gross Margin
JPM
0.0%
NMFC
100.0%
Operating Margin
JPM
41.06%
NMFC
80.85%
Profit Margin
JPM
33.91%
NMFC
5.04%
ROE
JPM
16.13%
NMFC
1.33%
ROA
JPM
1.35%
NMFC
5.29%

Growth

Revenue Growth
JPM
2.5%
NMFC
-15.1%
Earnings Growth
JPM
-3.6%
NMFC
--

Financial Health

Debt/Equity
JPM
--
NMFC
1.41
Current Ratio
JPM
--
NMFC
0.56
Quick Ratio
JPM
--
NMFC
0.48

Dividends

Dividend Yield
JPM
1.91%
NMFC
15.57%
Payout Ratio
JPM
28.97%
NMFC
800.0%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
NMFC BEARISH

NMFC exhibits significant financial instability characterized by a mediocre Piotroski F-Score of 4/9 and a technical trend of 0/100. While the stock trades at a discount to book value (P/B 0.71), it is priced well above its Graham Number ($6.44) and intrinsic value ($1.12). The most alarming metric is the 800% dividend payout ratio, which suggests the current 15.57% yield is unsustainable based on GAAP earnings. Negative revenue growth and a consistent track record of earnings misses further degrade the outlook.

Strengths
Trading at a discount to book value (P/B 0.71)
High current dividend yield of 15.57%
Forward P/E (7.72) is significantly lower than trailing P/E
Risks
Unsustainable dividend payout ratio of 800%
Severe revenue contraction (-15.10% YoY, -194.10% Q/Q)
Poor liquidity with a current ratio of 0.56

Compare Another Pair

JPM vs NMFC: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and New Mountain Finance Corporation (NMFC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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