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JPM vs NOAH

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
NOAH
Noah Holdings Limited
NEUTRAL
Price
$10.41
Market Cap
$853.2M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
NOAH
8.97
Forward P/E
JPM
13.42
NOAH
6.73
P/B Ratio
JPM
2.47
NOAH
0.5
P/S Ratio
JPM
5.03
NOAH
0.33
EV/EBITDA
JPM
--
NOAH
-1.43

Profitability

Gross Margin
JPM
0.0%
NOAH
53.39%
Operating Margin
JPM
41.06%
NOAH
35.15%
Profit Margin
JPM
33.91%
NOAH
21.41%
ROE
JPM
16.13%
NOAH
5.57%
ROA
JPM
1.35%
NOAH
4.13%

Growth

Revenue Growth
JPM
2.5%
NOAH
12.5%
Earnings Growth
JPM
-3.6%
NOAH
-88.2%

Financial Health

Debt/Equity
JPM
--
NOAH
0.01
Current Ratio
JPM
--
NOAH
4.46
Quick Ratio
JPM
--
NOAH
4.23

Dividends

Dividend Yield
JPM
1.91%
NOAH
5.56%
Payout Ratio
JPM
28.97%
NOAH
52.25%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
NOAH NEUTRAL

NOAH presents a classic 'value trap' profile, characterized by a very weak Piotroski F-Score of 2/9 indicating deteriorating fundamental health despite deep valuation discounts. While the Graham Number ($23.42) suggests significant asset-based undervaluation and the balance sheet is pristine with near-zero debt, the catastrophic collapse in earnings growth (-88.20% YoY) offsets these gains. The stock is trading near its growth-based intrinsic value ($8.12) but far below its book value, suggesting the market is pricing in significant structural risks. A sustainable dividend provides a floor, but the bearish technical trend and poor insider sentiment limit immediate upside.

Strengths
Extremely low leverage with a Debt/Equity ratio of 0.01
Strong liquidity position with a Current Ratio of 4.46
Deep value metrics including a Price/Book of 0.50 and P/S of 0.33
Risks
Severe earnings deterioration with YoY growth at -88.20%
Weak fundamental health as evidenced by a Piotroski F-Score of 2/9
Poor long-term price performance (-66.2% over 5 years)

Compare Another Pair

JPM vs NOAH: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Noah Holdings Limited (NOAH) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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