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JPM vs NTRS

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
NTRS
Northern Trust Corporation
NEUTRAL
Price
$158.99
Market Cap
$30.07B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
NTRS
18.19
Forward P/E
JPM
13.42
NTRS
14.13
P/B Ratio
JPM
2.47
NTRS
2.45
P/S Ratio
JPM
5.03
NTRS
3.71
EV/EBITDA
JPM
--
NTRS
--

Profitability

Gross Margin
JPM
0.0%
NTRS
0.0%
Operating Margin
JPM
41.06%
NTRS
28.99%
Profit Margin
JPM
33.91%
NTRS
21.46%
ROE
JPM
16.13%
NTRS
13.49%
ROA
JPM
1.35%
NTRS
1.04%

Growth

Revenue Growth
JPM
2.5%
NTRS
8.2%
Earnings Growth
JPM
-3.6%
NTRS
7.6%

Financial Health

Debt/Equity
JPM
--
NTRS
--
Current Ratio
JPM
--
NTRS
--
Quick Ratio
JPM
--
NTRS
--

Dividends

Dividend Yield
JPM
1.91%
NTRS
1.98%
Payout Ratio
JPM
28.97%
NTRS
35.47%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
NTRS NEUTRAL

Northern Trust (NTRS) presents a stable financial profile with a Piotroski F-Score of 4/9, indicating a baseline of stability but lacking strong momentum. The stock is currently trading at $158.99, which is almost perfectly aligned with its growth-based intrinsic value of $160.82, though it sits at a significant premium to its defensive Graham Number of $112.88. While earnings growth and revenue trends are positive, the outlook is tempered by a very bearish technical trend (10/100) and negative insider sentiment. Overall, the company is fundamentally sound but appears fully valued at current levels.

Strengths
Consistent earnings performance with 3 of the last 4 quarters beating estimates
Sustainable dividend profile with a conservative payout ratio of 35.47%
Strong historical price appreciation (87.8% 1Y change)
Risks
Severe bearish technical trend (10/100) suggesting a potential price correction
Bearish insider activity, specifically sales by the Chief Financial Officer
Current price is trading above the average analyst target price of $153.04

Compare Another Pair

JPM vs NTRS: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Northern Trust Corporation (NTRS) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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