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JPM vs OIO

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
OIO
OIO Group
BEARISH
Price
$3.05
Market Cap
$129.3M
Sector
Financial Services
AI Confidence
95%

Valuation

P/E Ratio
JPM
15.68
OIO
--
Forward P/E
JPM
13.42
OIO
--
P/B Ratio
JPM
2.47
OIO
9.56
P/S Ratio
JPM
5.03
OIO
24.27
EV/EBITDA
JPM
--
OIO
-74.6

Profitability

Gross Margin
JPM
0.0%
OIO
53.03%
Operating Margin
JPM
41.06%
OIO
-102.24%
Profit Margin
JPM
33.91%
OIO
-51.22%
ROE
JPM
16.13%
OIO
-23.18%
ROA
JPM
1.35%
OIO
-7.87%

Growth

Revenue Growth
JPM
2.5%
OIO
-22.1%
Earnings Growth
JPM
-3.6%
OIO
--

Financial Health

Debt/Equity
JPM
--
OIO
0.46
Current Ratio
JPM
--
OIO
0.18
Quick Ratio
JPM
--
OIO
0.12

Dividends

Dividend Yield
JPM
1.91%
OIO
--
Payout Ratio
JPM
28.97%
OIO
0.0%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
OIO BEARISH

OIO Group exhibits severe financial distress, characterized by a mediocre Piotroski F-Score of 4/9 and a critical liquidity crisis. With a Current Ratio of 0.18 and a Quick Ratio of 0.12, the company lacks the liquid assets to cover its short-term obligations. This fundamental weakness is compounded by negative revenue growth (-22.10%) and deep operating losses (-102.24% margin), making the current valuation (P/S of 24.27) completely disconnected from financial reality.

Strengths
Relatively low Debt/Equity ratio (0.46)
Positive Gross Margin (53.03%) indicating core product viability
Recent 1-year price recovery (+62.2%) suggesting speculative interest
Risks
Critical liquidity risk (Current Ratio 0.18)
Severe operating inefficiency with -102.24% operating margin
Negative revenue growth (-22.10% YoY)

Compare Another Pair

JPM vs OIO: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and OIO Group (OIO) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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