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JPM vs PLUT

JPM
JPMorgan Chase & Co.
NEUTRAL
Price
$313.68
Market Cap
$846.01B
Sector
Financial Services
AI Confidence
85%
PLUT
Plutus Financial Group Limited
BEARISH
Price
$3.00
Market Cap
$46.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
JPM
15.68
PLUT
--
Forward P/E
JPM
13.42
PLUT
--
P/B Ratio
JPM
2.47
PLUT
3.37
P/S Ratio
JPM
5.03
PLUT
4.63
EV/EBITDA
JPM
--
PLUT
--

Profitability

Gross Margin
JPM
0.0%
PLUT
74.05%
Operating Margin
JPM
41.06%
PLUT
-1181.87%
Profit Margin
JPM
33.91%
PLUT
-196.19%
ROE
JPM
16.13%
PLUT
-23.84%
ROA
JPM
1.35%
PLUT
-18.1%

Growth

Revenue Growth
JPM
2.5%
PLUT
-47.7%
Earnings Growth
JPM
-3.6%
PLUT
--

Financial Health

Debt/Equity
JPM
--
PLUT
0.01
Current Ratio
JPM
--
PLUT
6.29
Quick Ratio
JPM
--
PLUT
6.28

Dividends

Dividend Yield
JPM
1.91%
PLUT
--
Payout Ratio
JPM
28.97%
PLUT
0.0%

AI Verdict

JPM NEUTRAL

JPM exhibits a concerning Piotroski F-Score of 2/9, indicating weak short-term fundamental health, and currently trades at a significant premium to both its Graham Number ($239.11) and Intrinsic Value ($140.07). While the company maintains a strong ROE of 16.13% and dominant market positioning, negative YoY earnings growth (-3.60%) and bearish insider activity from the CEO and CFO signal internal caution. The stock's current price of $313.68 suggests the market is pricing in a growth premium that is not currently supported by the deterministic health or value metrics.

Strengths
Strong profitability with a 33.91% profit margin
Robust Return on Equity (ROE) of 16.13%
Conservative dividend payout ratio of 28.97%
Risks
Very low Piotroski F-Score (2/9) suggesting deteriorating financial health
Significant overvaluation relative to Intrinsic Value ($140.07)
Negative Year-over-Year earnings growth (-3.60%)
PLUT BEARISH

PLUT presents a stark contrast between a stable balance sheet and catastrophic operational performance. While the Piotroski F-Score of 5/9 indicates stable financial health and the company maintains high liquidity (Current Ratio 6.29) with negligible debt, these are overshadowed by a -196.19% profit margin and a severe -47.70% YoY revenue decline. The technical trend is completely bearish (0/100), and the company is significantly underperforming its sector peers in both growth and profitability.

Strengths
Very low leverage (Debt/Equity 0.01)
Strong short-term liquidity (Current Ratio 6.29)
High Gross Margin (74.05%) suggesting a viable core product
Risks
Severe revenue contraction (-47.70% YoY)
Extreme operational inefficiency (Operating Margin -1181.87%)
Negative Return on Equity (-23.83%) and Return on Assets (-18.10%)

Compare Another Pair

JPM vs PLUT: Head-to-Head Comparison

This page compares JPMorgan Chase & Co. (JPM) and Plutus Financial Group Limited (PLUT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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