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LNKB vs MA

LNKB
LINKBANCORP, Inc.
BEARISH
Price
$8.74
Market Cap
$327.5M
Sector
Financial Services
AI Confidence
85%
MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
LNKB
9.71
MA
30.28
Forward P/E
LNKB
7.8
MA
22.05
P/B Ratio
LNKB
1.07
MA
57.74
P/S Ratio
LNKB
2.77
MA
13.6
EV/EBITDA
LNKB
--
MA
22.13

Profitability

Gross Margin
LNKB
0.0%
MA
100.0%
Operating Margin
LNKB
24.98%
MA
57.73%
Profit Margin
LNKB
28.39%
MA
45.65%
ROE
LNKB
11.42%
MA
209.91%
ROA
LNKB
1.13%
MA
23.72%

Growth

Revenue Growth
LNKB
-16.3%
MA
17.6%
Earnings Growth
LNKB
-61.4%
MA
24.2%

Financial Health

Debt/Equity
LNKB
--
MA
2.56
Current Ratio
LNKB
--
MA
1.03
Quick Ratio
LNKB
--
MA
0.68

Dividends

Dividend Yield
LNKB
3.43%
MA
0.7%
Payout Ratio
LNKB
33.33%
MA
18.4%

AI Verdict

LNKB BEARISH

LNKB exhibits significant fundamental deterioration, highlighted by a weak Piotroski F-Score of 3/9 and a severe earnings collapse of -61.4% YoY. While the stock appears undervalued relative to its Graham Number ($12.87) and maintains a reasonable P/B ratio of 1.07, the growth-based intrinsic value ($6.30) suggests the market is overpricing current earnings potential. Technical trends are overwhelmingly bearish (10/100), and recent earnings misses indicate a disconnect between analyst 'Buy' ratings and actual financial performance.

Strengths
Low P/E ratio (9.71) relative to sector averages
Price-to-Book ratio (1.07) indicates fair valuation of assets
Sustainable dividend payout ratio (33.33%)
Risks
Severe earnings contraction (-61.4% YoY)
Negative revenue growth (-16.3% YoY)
Weak financial health as indicated by Piotroski F-Score (3/9)
MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56

Compare Another Pair

LNKB vs MA: Head-to-Head Comparison

This page compares LINKBANCORP, Inc. (LNKB) and Mastercard Incorporated (MA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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