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LOPE vs PSMT

LOPE
Grand Canyon Education, Inc.
NEUTRAL
Price
$165.76
Market Cap
$4.64B
Sector
Consumer Defensive
AI Confidence
85%
PSMT
PriceSmart, Inc.
NEUTRAL
Price
$161.78
Market Cap
$5.0B
Sector
Consumer Defensive
AI Confidence
85%

Valuation

P/E Ratio
LOPE
21.5
PSMT
30.87
Forward P/E
LOPE
14.76
PSMT
22.95
P/B Ratio
LOPE
5.87
PSMT
3.66
P/S Ratio
LOPE
4.19
PSMT
0.9
EV/EBITDA
LOPE
12.39
PSMT
14.13

Profitability

Gross Margin
LOPE
53.19%
PSMT
17.57%
Operating Margin
LOPE
35.08%
PSMT
5.07%
Profit Margin
LOPE
19.54%
PSMT
2.82%
ROE
LOPE
28.24%
PSMT
12.45%
ROA
LOPE
18.86%
PSMT
6.95%

Growth

Revenue Growth
LOPE
5.3%
PSMT
9.7%
Earnings Growth
LOPE
10.5%
PSMT
11.6%

Financial Health

Debt/Equity
LOPE
0.14
PSMT
0.24
Current Ratio
LOPE
3.65
PSMT
1.29
Quick Ratio
LOPE
3.52
PSMT
0.46

Dividends

Dividend Yield
LOPE
--
PSMT
0.87%
Payout Ratio
LOPE
0.0%
PSMT
26.23%

AI Verdict

LOPE NEUTRAL

LOPE presents a dichotomy between stellar fundamental profitability and bearish market sentiment. The Piotroski F-Score of 4/9 indicates stable but not strong financial health, though this is offset by an exceptionally low Debt/Equity ratio (0.14) and high liquidity. While the stock trades significantly above its Graham Number ($69.99), it remains slightly below its growth-based intrinsic value ($175.4). Strong ROE (28.24%) and a consistent 25-quarter track record of earnings beats are countered by a 0/100 technical trend and bearish insider sentiment.

Strengths
Exceptional profitability with ROE of 28.24% and Operating Margin of 35.08%
Very strong balance sheet with low Debt/Equity (0.14) and high Current Ratio (3.65)
Consistent earnings track record with beats across nearly all of the last 25 quarters
Risks
Severe bearish technical trend (0/100) and 20.2% decline over the last 6 months
Bearish insider sentiment with net selling activity
High Price-to-Book ratio (5.87) indicating a premium over tangible assets
PSMT NEUTRAL

PSMT exhibits a stable but mediocre financial health profile with a Piotroski F-Score of 4/9 and a Graham Number of $71.11, indicating the stock is currently trading at a significant premium. While the company maintains a very healthy Debt/Equity ratio (0.24) and consistent revenue growth (~9.7%), the current price of $161.78 far exceeds both the Graham Number and the growth-based Intrinsic Value of $123.95. Bearish insider activity and thin profit margins (2.82%) offset the strong 1-year price momentum, suggesting the stock may be overextended.

Strengths
Very low Debt/Equity ratio (0.24) indicating strong solvency
Consistent YoY revenue and earnings growth (~10-12%)
Strong long-term price performance (5Y Change: +98.9%)
Risks
Significant overvaluation relative to Graham Number ($71.11) and Intrinsic Value ($123.95)
Bearish insider sentiment with 9 sell transactions and 0 buys in 6 months
Very thin net profit margins (2.82%) leaving little room for error

Compare Another Pair

LOPE vs PSMT: Head-to-Head Comparison

This page compares Grand Canyon Education, Inc. (LOPE) and PriceSmart, Inc. (PSMT) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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