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PSMT

NEUTRAL
$161.78 Live
PriceSmart, Inc. · NASDAQ
Target $153.33 (-5.2%)
$92.55 52W Range $165.46

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 18, 2026
Market cap
$5.0B
P/E
30.87
ROE
12.4%
Profit margin
2.8%
Debt/Equity
0.24
Dividend yield
0.87%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
PSMT exhibits a stable but mediocre financial health profile with a Piotroski F-Score of 4/9 and a Graham Number of $71.11, indicating the stock is currently trading at a significant premium. While the company maintains a very healthy Debt/Equity ratio (0.24) and consistent revenue growth (~9.7%), the current price of $161.78 far exceeds both the Graham Number and the growth-based Intrinsic Value of $123.95. Bearish insider activity and thin profit margins (2.82%) offset the strong 1-year price momentum, suggesting the stock may be overextended.

Key Strengths

Very low Debt/Equity ratio (0.24) indicating strong solvency
Consistent YoY revenue and earnings growth (~10-12%)
Strong long-term price performance (5Y Change: +98.9%)
Reasonable Price/Sales ratio (0.90) relative to sector
Positive analyst recommendation (Buy) with a target price of $153.33

Key Risks

Significant overvaluation relative to Graham Number ($71.11) and Intrinsic Value ($123.95)
Bearish insider sentiment with 9 sell transactions and 0 buys in 6 months
Very thin net profit margins (2.82%) leaving little room for error
Low Quick Ratio (0.46) suggesting high reliance on inventory liquidation for liquidity
Piotroski F-Score of 4/9 indicates only 'Stable' health, lacking strong momentum
AI Fair Value Estimate
Based on comprehensive analysis
$123.95
-23.4% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
55
Moderate
Value
30
Future
75
Past
70
Health
60
Dividend
40
AI Verdict
Overvalued Growth
Key drivers: Low leverage, Consistent growth, Extreme valuation premium, Insider selling
Confidence
90%
Value
30/100

Ref P/E, PEG, Graham Number

Positives
  • P/S ratio under 1.0
Watchpoints
  • P/E of 30.87 is high
  • PEG of 1.83 suggests overvaluation
  • Price is 127% above Graham Number
Future
75/100

Ref Growth rates

Positives
  • Steady 9.7% revenue growth
  • Positive Q/Q EPS growth (+25.6%)
Watchpoints
  • Thin margins limit scalability
Past
70/100

Ref Historical trends

Positives
  • Strong 1Y, 3Y, and 5Y price returns
Watchpoints
  • Inconsistent earnings surprise track record
Health
60/100

Ref Altman Z-Score, Piotroski F-Score

Positives
  • Low Debt/Equity (0.24)
  • Current Ratio > 1.0
Watchpoints
  • Piotroski F-Score 4/9 is only stable
  • Quick Ratio (0.46) is weak
Dividend
40/100

Ref Yield, Payout

Positives
  • Low payout ratio (26.23%)
Watchpoints
  • Very low yield (0.87%)
  • Low dividend strength score (25/100)

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$161.78
Analyst Target
$153.33
Upside/Downside
-5.2%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for PSMT and closest competitors.

Updated 2026-04-17
PSM
PriceSmart, Inc.
Primary
5Y
+98.9%
3Y
+121.2%
1Y
+74.5%
6M
+33.4%
1M
+14.4%
1W
+3.0%
AKO
Embotelladora Andina S.A.
Peer
5Y
+198.5%
3Y
+156.0%
1Y
+67.2%
6M
+38.1%
1M
+12.6%
1W
+2.4%
LAU
Laureate Education, Inc.
Peer
5Y
+434.7%
3Y
+200.8%
1Y
+73.1%
6M
+14.0%
1M
-1.2%
1W
-1.9%
LOP
Grand Canyon Education, Inc.
Peer
5Y
+48.4%
3Y
+38.4%
1Y
-4.8%
6M
-20.2%
1M
+1.1%
1W
-4.0%
ATG
Adtalem Global Education Inc.
Peer
5Y
+211.0%
3Y
+215.3%
1Y
+20.9%
6M
+5.3%
1M
+17.0%
1W
+3.8%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
30.87
Forward P/E
22.95
PEG Ratio
1.83
P/B Ratio
3.66
P/S Ratio
0.9
EV/Revenue
0.88
EV/EBITDA
14.13
Market Cap
$5.0B

Profitability

Profit margins and return metrics

Profit Margin 2.82%
Operating Margin 5.07%
Gross Margin 17.57%
ROE 12.45%
ROA 6.95%

Growth

Revenue and earnings growth rates

Revenue Growth +9.7%
Earnings Growth +11.6%
Q/Q Revenue Growth +9.65%
Q/Q Earnings Growth +12.2%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.24
Low debt
Current Ratio
1.29
Good
Quick Ratio
0.46
Poor
Cash/Share
$10.15

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q1 2026

Revenue
$1.5B
Gross Margin
17.7%
Op. Margin
5.1%
Net Margin
3.3%
Total Assets
$2.4B
Liabilities
$1.1B
Equity
$1.3B
Debt/Equity
0.83x
Operating CF
$0.1B
CapEx
$-0.0B
Free Cash Flow
$0.0B
FCF Yield
20%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-07-09
$N/A
2026-04-08
$1.62
+7.3% surprise
2026-01-07
$1.29
+0.8% surprise
2025-10-30
$1.02
-3.8% surprise

Consumer Defensive Sector Comparison

Comparing PSMT against 107 companies in the Consumer Defensive sector (6 bullish, 44 neutral, 57 bearish)
P/E Ratio
30.87
This Stock
vs
35.51
Sector Avg
-13.1% (Discount)
Return on Equity (ROE)
12.45%
This Stock
vs
-20.83%
Sector Avg
-159.8% (Below Avg)
Profit Margin
2.82%
This Stock
vs
-6.47%
Sector Avg
-143.6% (Weaker)
Debt to Equity
0.24
This Stock
vs
1.53
Sector Avg
-84.6% (Less Debt)
Revenue Growth
9.7%
This Stock
vs
174.58%
Sector Avg
-94.4% (Slower)
Current Ratio
1.29
This Stock
vs
2.31
Sector Avg
-44.0% (Weaker)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

VELASCO FRANCISCO
Officer
Sell
2026-02-13
338 shares · $52,292
JANKS LEON C
Director
Stock Award
2026-02-05
1,131 shares
INFANTE BEATRIZ V
Director
Stock Award
2026-02-05
1,131 shares
ZURCHER EDGAR A
Director
Stock Award
2026-02-05
1,131 shares
FISHER JEFFREY R.
Director
Stock Award
2026-02-05
1,131 shares
MARQUEZ PATRICIA
Director
Stock Award
2026-02-05
1,131 shares
SNYDER DAVID R
Director
Stock Award
2026-02-05
1,131 shares
THELAN JOHN D.
Director
Stock Award
2026-02-05
1,131 shares
BAHRAMBEYGUI SHERRY S
Director
Stock Award
2026-02-05
1,131 shares
HANSON GORDON H.
Director
Stock Award
2026-02-05
1,131 shares
PRICE ROBERT E
Director and Beneficial Owner of more than 10% of a Class of Security
Gift
2026-01-28
12,770 shares
PRICE ROBERT E
Director and Beneficial Owner of more than 10% of a Class of Security
Sell
2026-01-26
2,000 shares · $282,541
JANKS LEON C
Director
Sell
2026-01-12
3,000 shares · $411,860
INFANTE BEATRIZ V
Director
Sell
2026-01-12
1,995 shares · $273,046
HILDEBRANDT JOHN D
President
Sell
2026-01-12
7,421 shares · $1,015,779
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

10-Q
10-Q
2026-04-08

PriceSmart operates 56 warehouse clubs across Central America, the Caribbean, and Colombia, serving over two million membership accounts and four million cardholders. The company is currently expanding into the Chilean market and maintains a diversified supply chain, sourcing approximately half of its merchandise from Latin America and the Caribbean. Identified risks include general operational factors affecting companies operating globally and within the U.S.

8-K
8-K
2026-04-08

PSMT filed an 8-K on April 8, 2026, likely to announce its first-quarter financial results.

8-K
8-K
2026-02-06

PSMT filed an 8-K on February 6, 2026, likely to announce its fourth quarter and full-year financial results.

8-K
8-K
2026-01-07
10-Q
10-Q
2026-01-07

PriceSmart operates 56 warehouse clubs across Central America, the Caribbean, and Colombia, serving over four million cardholders. The company is currently expanding its footprint into Chile and maintains a diversified sourcing strategy, with approximately half of its merchandise sourced from Latin America and the Caribbean. Identified risks include general global and U.S. operational factors, as well as unforeseen or currently immaterial risks.

DEF 14A
DEF 14A
2025-12-19

PSMT filed a definitive proxy statement (DEF 14A) on December 19, 2025, providing shareholders with information required to vote on matters at an upcoming meeting.

8-K
8-K
2025-10-30

PSMT filed an 8-K on October 30, 2025, likely to announce its third-quarter financial results.

10-K
10-K
2025-10-30

PSMT submitted its annual 10-K filing on October 30, 2025, which includes standard disclosures regarding its business operations, risk factors, and financial condition. Specific financial highlights and risk details were not provided in the available excerpts.

8-K/A
8-K/A
2025-09-05

PSMT filed an amendment to a previously submitted Form 8-K on September 5, 2025.

8-K
8-K
2025-07-14

PSMT filed an 8-K on July 14, 2025, likely to report its second-quarter financial results.

10-Q
10-Q
2025-07-10
8-K/A
8-K/A
2025-06-20
8-K
8-K
2025-05-09
8-K
8-K
2025-04-09
10-Q
10-Q
2025-04-09
Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning PSMT from our newsroom.

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