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MA vs MAIN

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
MAIN
Main Street Capital Corporation
NEUTRAL
Price
$53.75
Market Cap
$4.84B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
MAIN
9.74
Forward P/E
MA
22.05
MAIN
13.11
P/B Ratio
MA
57.74
MAIN
1.61
P/S Ratio
MA
13.6
MAIN
8.55
EV/EBITDA
MA
22.13
MAIN
--

Profitability

Gross Margin
MA
100.0%
MAIN
100.0%
Operating Margin
MA
57.73%
MAIN
86.52%
Profit Margin
MA
45.65%
MAIN
87.11%
ROE
MA
209.91%
MAIN
17.04%
ROA
MA
23.72%
MAIN
5.73%

Growth

Revenue Growth
MA
17.6%
MAIN
3.6%
Earnings Growth
MA
24.2%
MAIN
-26.0%

Financial Health

Debt/Equity
MA
2.56
MAIN
0.82
Current Ratio
MA
1.03
MAIN
1.34
Quick Ratio
MA
0.68
MAIN
1.34

Dividends

Dividend Yield
MA
0.7%
MAIN
5.8%
Payout Ratio
MA
18.4%
MAIN
76.81%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
MAIN NEUTRAL

Main Street Capital exhibits a stark divergence between its defensive valuation and deteriorating operational health, highlighted by a weak Piotroski F-Score of 2/9. While the current price of $53.75 sits comfortably below the Graham Number of $64.34, the company is facing a severe earnings contraction of -26% YoY and a bearish technical trend (0/100). The high profit margins and consistent earnings beat history provide a floor, but the sharp decline in quarterly growth suggests a transition period or systemic headwinds. Overall, the stock is a defensive hold with significant red flags regarding its short-term financial momentum.

Strengths
Strong defensive valuation relative to Graham Number ($64.34)
Exceptional profit margins (87.11%) and operating margins (86.52%)
Consistent track record of beating earnings estimates over 25 quarters
Risks
Severe earnings deterioration (-26% YoY and -24.8% Q/Q)
Very weak Piotroski F-Score (2/9) indicating poor operational health
Bearish technical trend (0/100) suggesting lack of market momentum

Compare Another Pair

MA vs MAIN: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Main Street Capital Corporation (MAIN) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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