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MA vs MBBC

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
MBBC
Marathon Bancorp, Inc.
NEUTRAL
Price
$13.64
Market Cap
$40.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
MBBC
45.47
Forward P/E
MA
22.05
MBBC
--
P/B Ratio
MA
57.74
MBBC
0.85
P/S Ratio
MA
13.6
MBBC
5.05
EV/EBITDA
MA
22.13
MBBC
--

Profitability

Gross Margin
MA
100.0%
MBBC
0.0%
Operating Margin
MA
57.73%
MBBC
26.58%
Profit Margin
MA
45.65%
MBBC
9.6%
ROE
MA
209.91%
MBBC
1.94%
ROA
MA
23.72%
MBBC
0.33%

Growth

Revenue Growth
MA
17.6%
MBBC
40.3%
Earnings Growth
MA
24.2%
MBBC
919.6%

Financial Health

Debt/Equity
MA
2.56
MBBC
--
Current Ratio
MA
1.03
MBBC
--
Quick Ratio
MA
0.68
MBBC
--

Dividends

Dividend Yield
MA
0.7%
MBBC
--
Payout Ratio
MA
18.4%
MBBC
0.0%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
MBBC NEUTRAL

MBBC presents a contradictory profile characterized by a stable Piotroski F-Score of 4/9 but significant valuation overstretch. While the company exhibits explosive year-over-year earnings growth (919.60%) and revenue growth (40.30%), the current price of $13.64 trades at a substantial premium to both its Graham Number ($10.38) and Intrinsic Value ($8.85). Fundamental efficiency remains weak with a very low ROE of 1.94%, and the technical trend is heavily bearish (10/100), suggesting a potential correction toward fair value despite the growth trajectory.

Strengths
Exceptional YoY earnings growth of 919.60%
Strong revenue growth (40.30% YoY and 41.69% Q/Q)
Trading below book value (P/B of 0.85)
Risks
Significant valuation premium over Graham and Intrinsic values
Very low Return on Equity (1.94%) and Return on Assets (0.33%)
Extreme micro-cap liquidity risk (Market Cap $0.04B)

Compare Another Pair

MA vs MBBC: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Marathon Bancorp, Inc. (MBBC) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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