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MA vs MET

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
MET
MetLife, Inc.
NEUTRAL
Price
$78.28
Market Cap
$51.04B
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
MA
30.28
MET
16.62
Forward P/E
MA
22.05
MET
7.15
P/B Ratio
MA
57.74
MET
1.81
P/S Ratio
MA
13.6
MET
0.66
EV/EBITDA
MA
22.13
MET
15.31

Profitability

Gross Margin
MA
100.0%
MET
23.36%
Operating Margin
MA
57.73%
MET
4.67%
Profit Margin
MA
45.65%
MET
4.38%
ROE
MA
209.91%
MET
12.02%
ROA
MA
23.72%
MET
0.46%

Growth

Revenue Growth
MA
17.6%
MET
27.6%
Earnings Growth
MA
24.2%
MET
-34.2%

Financial Health

Debt/Equity
MA
2.56
MET
2.26
Current Ratio
MA
1.03
MET
1.9
Quick Ratio
MA
0.68
MET
1.59

Dividends

Dividend Yield
MA
0.7%
MET
2.9%
Payout Ratio
MA
18.4%
MET
47.72%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
MET NEUTRAL

MET presents a conflicted profile with a stable Piotroski F-Score of 4/9 and a current price ($78.28) trading at a significant premium to both its Graham Number ($67.77) and Intrinsic Value ($32.97). While the company exhibits strong top-line revenue growth (27.6% YoY) and an attractive forward P/E of 7.15, these are offset by a concerning decline in YoY earnings growth (-34.2%). The stock is currently in a technical transition, showing strong short-term momentum (+14.7% in 1 month) despite a bearish overall technical trend score. The valuation suggests the market is pricing in a recovery in earnings that has not yet materialized in the hard data.

Strengths
Strong top-line revenue growth (27.6% YoY)
Very attractive PEG ratio (0.41) suggesting undervaluation relative to growth potential
Low forward P/E (7.15) compared to current P/E (16.62)
Risks
Significant negative earnings growth (-34.2% YoY)
Current price is well above the Graham Number and Intrinsic Value estimates
High Debt/Equity ratio (2.26) relative to sector averages

Compare Another Pair

MA vs MET: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and MetLife, Inc. (MET) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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