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MA vs MKL

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
MKL
Markel Group Inc.
NEUTRAL
Price
$1759.21
Market Cap
$22.01B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
MA
30.28
MKL
12.72
Forward P/E
MA
22.05
MKL
13.84
P/B Ratio
MA
57.74
MKL
1.19
P/S Ratio
MA
13.6
MKL
1.33
EV/EBITDA
MA
22.13
MKL
6.64

Profitability

Gross Margin
MA
100.0%
MKL
50.49%
Operating Margin
MA
57.73%
MKL
18.84%
Profit Margin
MA
45.65%
MKL
12.7%
ROE
MA
209.91%
MKL
11.77%
ROA
MA
23.72%
MKL
3.05%

Growth

Revenue Growth
MA
17.6%
MKL
9.9%
Earnings Growth
MA
24.2%
MKL
95.4%

Financial Health

Debt/Equity
MA
2.56
MKL
0.26
Current Ratio
MA
1.03
MKL
3.17
Quick Ratio
MA
0.68
MKL
1.09

Dividends

Dividend Yield
MA
0.7%
MKL
--
Payout Ratio
MA
18.4%
MKL
0.0%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
MKL NEUTRAL

MKL presents a stark disconnect between fundamental value and market momentum, characterized by a stable Piotroski F-Score of 4/9 and a current price significantly below its Graham Number ($2143.77) and Intrinsic Value ($4078.97). While the company maintains a very healthy balance sheet with low debt/equity (0.26) and strong liquidity, it is currently plagued by a 0/100 technical trend and bearish insider sentiment. Recent quarterly performance is concerning, with Q/Q revenue growth at -13.50% and a sharp Q/Q EPS decline of -37.0%. Consequently, while the long-term value proposition is strong, the short-term trajectory is bearish.

Strengths
Significant undervaluation relative to Graham Number and Intrinsic Value
Very low Debt/Equity ratio (0.26) indicating strong solvency
Strong liquidity position with a Current Ratio of 3.17
Risks
Strong bearish technical trend (0/100) with price near 52-week low
Negative Q/Q revenue growth (-13.50%) suggesting a short-term slowdown
Bearish insider activity with multiple sales and zero buys

Compare Another Pair

MA vs MKL: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Markel Group Inc. (MKL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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