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MA vs MUFG

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
MUFG
Mitsubishi UFJ Financial Group, Inc.
NEUTRAL
Price
$17.44
Market Cap
$196.86B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
MUFG
16.45
Forward P/E
MA
22.05
MUFG
16.93
P/B Ratio
MA
57.74
MUFG
1.48
P/S Ratio
MA
13.6
MUFG
0.03
EV/EBITDA
MA
22.13
MUFG
--

Profitability

Gross Margin
MA
100.0%
MUFG
0.0%
Operating Margin
MA
57.73%
MUFG
34.84%
Profit Margin
MA
45.65%
MUFG
22.77%
ROE
MA
209.91%
MUFG
6.11%
ROA
MA
23.72%
MUFG
0.33%

Growth

Revenue Growth
MA
17.6%
MUFG
11.7%
Earnings Growth
MA
24.2%
MUFG
8.7%

Financial Health

Debt/Equity
MA
2.56
MUFG
--
Current Ratio
MA
1.03
MUFG
--
Quick Ratio
MA
0.68
MUFG
--

Dividends

Dividend Yield
MA
0.7%
MUFG
2.83%
Payout Ratio
MA
18.4%
MUFG
43.79%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
MUFG NEUTRAL

MUFG presents a contradictory profile, characterized by a weak Piotroski F-Score of 2/9 indicating deteriorating financial health trends, despite trading near its Graham Number of $16.78. While the intrinsic value of $21.25 suggests long-term upside, the current technical trend is bearish (0/100) and insider sentiment is low (40/100). Positive YoY revenue growth (11.7%) and a sustainable dividend payout ratio provide a fundamental floor, but the low health score and negative Q/Q EPS growth (-31%) necessitate a cautious approach. The stock is currently a value play with significant underlying health red flags.

Strengths
Strong long-term price performance (+240.8% over 5 years)
Positive YoY revenue growth of 11.70% and earnings growth of 8.70%
Sustainable dividend payout ratio of 43.79%
Risks
Critically low Piotroski F-Score (2/9) indicating weak financial health
Bearish technical trend (0/100) suggesting strong downward momentum
Low insider sentiment (40/100) indicating lack of internal confidence

Compare Another Pair

MA vs MUFG: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Mitsubishi UFJ Financial Group, Inc. (MUFG) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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