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MA vs PFX

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
PFX
PhenixFIN Corporation
BEARISH
Price
$41.08
Market Cap
$82.1M
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
MA
30.28
PFX
--
Forward P/E
MA
22.05
PFX
19.38
P/B Ratio
MA
57.74
PFX
0.53
P/S Ratio
MA
13.6
PFX
3.19
EV/EBITDA
MA
22.13
PFX
--

Profitability

Gross Margin
MA
100.0%
PFX
100.0%
Operating Margin
MA
57.73%
PFX
68.45%
Profit Margin
MA
45.65%
PFX
-11.98%
ROE
MA
209.91%
PFX
-1.93%
ROA
MA
23.72%
PFX
3.19%

Growth

Revenue Growth
MA
17.6%
PFX
7.1%
Earnings Growth
MA
24.2%
PFX
--

Financial Health

Debt/Equity
MA
2.56
PFX
0.96
Current Ratio
MA
1.03
PFX
2.55
Quick Ratio
MA
0.68
PFX
2.43

Dividends

Dividend Yield
MA
0.7%
PFX
--
Payout Ratio
MA
18.4%
PFX
0.0%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
PFX BEARISH

PFX exhibits severe fundamental distress, highlighted by a Piotroski F-Score of 0/9, indicating a total lack of improvement across all key financial health metrics. While the stock trades at a discount to book value (P/B 0.53), this is offset by negative net profit margins and a catastrophic Q/Q revenue decline of 149.52%. Despite recent EPS beats, the high PEG ratio (8.40) and a 0/100 technical trend suggest the market is pricing in significant risk. The combination of fundamental decay and bearish price action makes this a high-risk asset.

Strengths
Trading significantly below book value (P/B 0.53)
Strong short-term liquidity with a Current Ratio of 2.55
High operating margins (68.45%) suggesting efficient core operations
Risks
Piotroski F-Score of 0/9 indicates critical fundamental weakness
Severe Q/Q revenue contraction of -149.52%
Negative net profit margins (-11.98%)

Compare Another Pair

MA vs PFX: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and PhenixFIN Corporation (PFX) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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