No connection

Search Results

MA vs PRHI

MA
Mastercard Incorporated
NEUTRAL
Price
$499.66
Market Cap
$445.92B
Sector
Financial Services
AI Confidence
80%
PRHI
Presurance Holdings, Inc.
BEARISH
Price
$0.65
Market Cap
$16.9M
Sector
Financial Services
AI Confidence
95%

Valuation

P/E Ratio
MA
30.28
PRHI
--
Forward P/E
MA
22.05
PRHI
--
P/B Ratio
MA
57.74
PRHI
0.88
P/S Ratio
MA
13.6
PRHI
0.46
EV/EBITDA
MA
22.13
PRHI
0.4

Profitability

Gross Margin
MA
100.0%
PRHI
-26.59%
Operating Margin
MA
57.73%
PRHI
-210.11%
Profit Margin
MA
45.65%
PRHI
-49.72%
ROE
MA
209.91%
PRHI
-120.94%
ROA
MA
23.72%
PRHI
-5.12%

Growth

Revenue Growth
MA
17.6%
PRHI
-52.8%
Earnings Growth
MA
24.2%
PRHI
--

Financial Health

Debt/Equity
MA
2.56
PRHI
2.98
Current Ratio
MA
1.03
PRHI
1.27
Quick Ratio
MA
0.68
PRHI
0.51

Dividends

Dividend Yield
MA
0.7%
PRHI
--
Payout Ratio
MA
18.4%
PRHI
0.0%

AI Verdict

MA NEUTRAL

MA shows neutral fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Mixed signals with both opportunities and risks present.

Strengths
Strong profitability (45.6% margin)
Strong revenue growth of 17.6%
Strong ROE of 209.9%
Risks
High valuation with P/E of 30.3
Premium vs Graham Number ($56.68)
High debt burden with D/E of 2.56
PRHI BEARISH

PRHI exhibits critical financial distress, highlighted by a Piotroski F-Score of 0/9, indicating a total failure across all fundamental health dimensions. The company is experiencing a severe operational collapse with YoY revenue growth plummeting by 52.80% and an operating margin of -210.11%. With a Debt/Equity ratio of 2.98 and a consistent multi-year track record of earnings misses, the company is in a precarious position. The current price of $0.65 reflects a micro-cap in a downward spiral with no clear catalyst for recovery.

Strengths
Price-to-Book ratio of 0.88 suggests the stock is trading below its accounting book value
Price-to-Sales ratio of 0.46 is nominally low
Current ratio of 1.27 provides a thin cushion of short-term liquidity
Risks
Extreme fundamental weakness indicated by 0/9 Piotroski F-Score
Catastrophic revenue decline (-52.80% YoY and -52.71% Q/Q)
Severe profitability crisis with ROE at -120.94% and Profit Margin at -49.72%

Compare Another Pair

MA vs PRHI: Head-to-Head Comparison

This page compares Mastercard Incorporated (MA) and Presurance Holdings, Inc. (PRHI) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

Home
Terminal
AI
Markets
Profile