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MFA vs PLD

MFA
MFA Financial, Inc.
NEUTRAL
Price
$10.17
Market Cap
$1.04B
Sector
Real Estate
AI Confidence
85%
PLD
Prologis, Inc.
BEARISH
Price
$139.77
Market Cap
$130.3B
Sector
Real Estate
AI Confidence
85%

Valuation

P/E Ratio
MFA
7.82
PLD
38.93
Forward P/E
MFA
6.8
PLD
42.4
P/B Ratio
MFA
0.57
PLD
2.44
P/S Ratio
MFA
3.19
PLD
14.17
EV/EBITDA
MFA
--
PLD
26.24

Profitability

Gross Margin
MFA
89.72%
PLD
75.69%
Operating Margin
MFA
61.66%
PLD
41.33%
Profit Margin
MFA
54.33%
PLD
36.2%
ROE
MFA
9.63%
PLD
6.13%
ROA
MFA
1.45%
PLD
2.46%

Growth

Revenue Growth
MFA
111.3%
PLD
4.0%
Earnings Growth
MFA
--
PLD
6.3%

Financial Health

Debt/Equity
MFA
6.01
PLD
0.62
Current Ratio
MFA
40.07
PLD
0.6
Quick Ratio
MFA
39.32
PLD
0.46

Dividends

Dividend Yield
MFA
14.16%
PLD
3.09%
Payout Ratio
MFA
110.77%
PLD
113.48%

AI Verdict

MFA NEUTRAL

MFA presents a classic 'value trap' profile, characterized by a weak Piotroski F-Score of 3/9 and an unsustainable dividend payout ratio of 110.77%. While the stock trades at a deep discount to book value (0.57x) and significantly below its Graham Number ($22.93), the underlying financial health is fragile. High leverage (Debt/Equity 6.01) and a severely bearish technical trend (10/100) offset the attractive valuation metrics. The significant gap between the growth-based intrinsic value ($9.10) and the defensive Graham Number suggests high volatility and risk in asset valuation.

Strengths
Deep discount to book value (0.57x)
Low P/E ratio (7.82) relative to sector averages
Exceptional year-over-year revenue growth (111.30%)
Risks
Unsustainable dividend payout ratio (110.77%) indicating potential cuts
Weak operational health as evidenced by Piotroski F-Score of 3/9
High financial leverage with Debt/Equity at 6.01
PLD BEARISH

PLD exhibits a stable but mediocre Piotroski F-Score of 4/9, indicating a lack of strong fundamental momentum. The stock is trading at a severe premium, with a current price of $139.77 far exceeding both the Graham Number ($67.96) and the Intrinsic Value ($59.06). While the company maintains dominant market margins and a healthy debt-to-equity ratio, the unsustainable dividend payout ratio of 113.48% and an astronomical PEG ratio of 108.01 signal extreme overvaluation. Technical trends and insider selling further reinforce a bearish outlook despite analyst 'buy' ratings.

Strengths
Dominant market position in Industrial REIT sector
Strong profitability margins (Gross Margin 75.69%, Operating Margin 41.33%)
Manageable Debt/Equity ratio of 0.62
Risks
Severe overvaluation relative to Graham and Intrinsic value benchmarks
Unsustainable dividend payout ratio (113.48%)
Extremely high PEG ratio (108.01) suggesting growth does not justify price

Compare Another Pair

MFA vs PLD: Head-to-Head Comparison

This page compares MFA Financial, Inc. (MFA) and Prologis, Inc. (PLD) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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