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MFA vs WELL

MFA
MFA Financial, Inc.
NEUTRAL
Price
$10.17
Market Cap
$1.04B
Sector
Real Estate
AI Confidence
85%
WELL
Welltower Inc.
NEUTRAL
Price
$199.96
Market Cap
$139.52B
Sector
Real Estate
AI Confidence
90%

Valuation

P/E Ratio
MFA
7.82
WELL
140.82
Forward P/E
MFA
6.8
WELL
60.78
P/B Ratio
MFA
0.57
WELL
3.31
P/S Ratio
MFA
3.19
WELL
12.87
EV/EBITDA
MFA
--
WELL
58.31

Profitability

Gross Margin
MFA
89.72%
WELL
40.22%
Operating Margin
MFA
61.66%
WELL
-28.2%
Profit Margin
MFA
54.33%
WELL
8.64%
ROE
MFA
9.63%
WELL
2.54%
ROA
MFA
1.45%
WELL
0.56%

Growth

Revenue Growth
MFA
111.3%
WELL
41.3%
Earnings Growth
MFA
--
WELL
-26.3%

Financial Health

Debt/Equity
MFA
6.01
WELL
0.49
Current Ratio
MFA
40.07
WELL
1.7
Quick Ratio
MFA
39.32
WELL
1.14

Dividends

Dividend Yield
MFA
14.16%
WELL
1.5%
Payout Ratio
MFA
110.77%
WELL
198.59%

AI Verdict

MFA NEUTRAL

MFA presents a classic 'value trap' profile, characterized by a weak Piotroski F-Score of 3/9 and an unsustainable dividend payout ratio of 110.77%. While the stock trades at a deep discount to book value (0.57x) and significantly below its Graham Number ($22.93), the underlying financial health is fragile. High leverage (Debt/Equity 6.01) and a severely bearish technical trend (10/100) offset the attractive valuation metrics. The significant gap between the growth-based intrinsic value ($9.10) and the defensive Graham Number suggests high volatility and risk in asset valuation.

Strengths
Deep discount to book value (0.57x)
Low P/E ratio (7.82) relative to sector averages
Exceptional year-over-year revenue growth (111.30%)
Risks
Unsustainable dividend payout ratio (110.77%) indicating potential cuts
Weak operational health as evidenced by Piotroski F-Score of 3/9
High financial leverage with Debt/Equity at 6.01
WELL NEUTRAL

WELL shows neutral fundamentals based on deterministic rules. Financial strength is stable (F-Score 4/9). Mixed signals with both opportunities and risks present.

Strengths
Strong revenue growth of 41.3%
Low debt with D/E ratio of 0.49
Risks
High valuation with P/E of 140.8
Premium vs Graham Number ($43.96)
Weak ROE of 2.5%

Compare Another Pair

MFA vs WELL: Head-to-Head Comparison

This page compares MFA Financial, Inc. (MFA) and Welltower Inc. (WELL) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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