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MRCC vs V

MRCC
Monroe Capital Corporation
BEARISH
Price
$5.08
Market Cap
$110.1M
Sector
Financial Services
AI Confidence
95%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
MRCC
--
V
28.35
Forward P/E
MRCC
18.81
V
20.79
P/B Ratio
MRCC
0.66
V
15.09
P/S Ratio
MRCC
2.91
V
14.08
EV/EBITDA
MRCC
--
V
20.06

Profitability

Gross Margin
MRCC
100.0%
V
97.78%
Operating Margin
MRCC
69.02%
V
68.3%
Profit Margin
MRCC
-13.52%
V
50.23%
ROE
MRCC
-2.86%
V
53.95%
ROA
MRCC
3.98%
V
18.36%

Growth

Revenue Growth
MRCC
-41.8%
V
14.6%
Earnings Growth
MRCC
--
V
17.4%

Financial Health

Debt/Equity
MRCC
1.15
V
0.55
Current Ratio
MRCC
1.64
V
1.11
Quick Ratio
MRCC
1.64
V
0.72

Dividends

Dividend Yield
MRCC
15.43%
V
0.89%
Payout Ratio
MRCC
1111.11%
V
22.91%

AI Verdict

MRCC BEARISH

MRCC exhibits severe financial distress, highlighted by a weak Piotroski F-Score of 2/9 and a catastrophic dividend payout ratio of 1111.11%. While the stock trades at a significant discount to book value (P/B 0.66), this is a classic value trap given the negative ROE (-2.86%) and a massive YoY revenue decline of 41.80%. The combination of negative profit margins and a 0/100 technical trend suggests a continuing downward trajectory with high risk of dividend cuts.

Strengths
Trading at a significant discount to book value (P/B 0.66)
Positive Return on Assets (ROA 3.98%) despite negative ROE
High nominal dividend yield (15.43%) for high-risk income seekers
Risks
Mathematically unsustainable dividend payout ratio (1111.11%)
Severe revenue contraction (-41.80% YoY)
Weak financial health as evidenced by Piotroski F-Score of 2/9
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

MRCC vs V: Head-to-Head Comparison

This page compares Monroe Capital Corporation (MRCC) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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