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NCDL vs NIE

NCDL
Nuveen Churchill Direct Lending Corp.
BEARISH
Price
$14.63
Market Cap
$722.5M
Sector
Financial Services
AI Confidence
85%
NIE
Virtus Equity & Convertible Income Fund
NEUTRAL
Price
$25.98
Market Cap
$719.9M
Sector
Financial Services
AI Confidence
80%

Valuation

P/E Ratio
NCDL
11.25
NIE
6.29
Forward P/E
NCDL
9.05
NIE
--
P/B Ratio
NCDL
--
NIE
--
P/S Ratio
NCDL
--
NIE
--
EV/EBITDA
NCDL
--
NIE
--

Profitability

Gross Margin
NCDL
0.0%
NIE
0.0%
Operating Margin
NCDL
0.0%
NIE
0.0%
Profit Margin
NCDL
0.0%
NIE
0.0%
ROE
NCDL
--
NIE
--
ROA
NCDL
--
NIE
--

Growth

Revenue Growth
NCDL
--
NIE
--
Earnings Growth
NCDL
--
NIE
--

Financial Health

Debt/Equity
NCDL
--
NIE
--
Current Ratio
NCDL
--
NIE
--
Quick Ratio
NCDL
--
NIE
--

Dividends

Dividend Yield
NCDL
10.94%
NIE
7.7%
Payout Ratio
NCDL
138.46%
NIE
48.43%

AI Verdict

NCDL BEARISH

NCDL exhibits severe fundamental deterioration, highlighted by a critical Piotroski F-Score of 0/9, indicating weakness across all health dimensions. The company is currently trading at $14.63, a significant premium to its growth-based intrinsic value of $9.10. Most concerning is the unsustainable dividend payout ratio of 138.46%, suggesting the company is returning more capital than it earns. Despite a 'Buy' analyst consensus, the combination of negative YoY EPS growth (-20%) and a bearish technical trend suggests a high-risk profile.

Strengths
High current dividend yield of 10.94%
Low forward P/E ratio of 9.05
Recent short-term price momentum (1M +15%)
Risks
Critical financial health (Piotroski F-Score 0/9)
Unsustainable dividend payout ratio (138.46%)
Significant negative YoY EPS growth (-20%)
NIE NEUTRAL

The deterministic health profile is severely compromised, highlighted by a critical Piotroski F-Score of 1/9, indicating significant fundamental weakness. Despite this, the fund appears undervalued with a P/E of 6.29 and a current price of $25.98 trading below its growth-based intrinsic value of $28.91. Strong historical price performance (31.6% 1Y return) and a robust 7.7% dividend yield provide a buffer, but the bearish technical trend (10/100) and poor insider sentiment suggest a looming reversal. The asset is currently a value trap candidate where high yield masks deteriorating operational health.

Strengths
Significant undervaluation relative to sector average P/E (6.29 vs 34.39)
Attractive dividend yield of 7.70% with a sustainable payout ratio of 48.43%
Strong long-term price appreciation (73% over 3 years)
Risks
Critical fundamental health failure (Piotroski F-Score 1/9)
Severely bearish technical trend (10/100)
Weak insider sentiment (40/100) suggesting lack of internal confidence

Compare Another Pair

NCDL vs NIE: Head-to-Head Comparison

This page compares Nuveen Churchill Direct Lending Corp. (NCDL) and Virtus Equity & Convertible Income Fund (NIE) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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