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NMFC vs V

NMFC
New Mountain Finance Corporation
BEARISH
Price
$8.22
Market Cap
$828.6M
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
NMFC
51.38
V
28.35
Forward P/E
NMFC
7.72
V
20.79
P/B Ratio
NMFC
0.71
V
15.09
P/S Ratio
NMFC
2.53
V
14.08
EV/EBITDA
NMFC
--
V
20.06

Profitability

Gross Margin
NMFC
100.0%
V
97.78%
Operating Margin
NMFC
80.85%
V
68.3%
Profit Margin
NMFC
5.04%
V
50.23%
ROE
NMFC
1.33%
V
53.95%
ROA
NMFC
5.29%
V
18.36%

Growth

Revenue Growth
NMFC
-15.1%
V
14.6%
Earnings Growth
NMFC
--
V
17.4%

Financial Health

Debt/Equity
NMFC
1.41
V
0.55
Current Ratio
NMFC
0.56
V
1.11
Quick Ratio
NMFC
0.48
V
0.72

Dividends

Dividend Yield
NMFC
15.57%
V
0.89%
Payout Ratio
NMFC
800.0%
V
22.91%

AI Verdict

NMFC BEARISH

NMFC exhibits significant financial instability characterized by a mediocre Piotroski F-Score of 4/9 and a technical trend of 0/100. While the stock trades at a discount to book value (P/B 0.71), it is priced well above its Graham Number ($6.44) and intrinsic value ($1.12). The most alarming metric is the 800% dividend payout ratio, which suggests the current 15.57% yield is unsustainable based on GAAP earnings. Negative revenue growth and a consistent track record of earnings misses further degrade the outlook.

Strengths
Trading at a discount to book value (P/B 0.71)
High current dividend yield of 15.57%
Forward P/E (7.72) is significantly lower than trailing P/E
Risks
Unsustainable dividend payout ratio of 800%
Severe revenue contraction (-15.10% YoY, -194.10% Q/Q)
Poor liquidity with a current ratio of 0.56
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

NMFC vs V: Head-to-Head Comparison

This page compares New Mountain Finance Corporation (NMFC) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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