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NOAH vs V

NOAH
Noah Holdings Limited
NEUTRAL
Price
$10.41
Market Cap
$853.2M
Sector
Financial Services
AI Confidence
85%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
NOAH
8.97
V
28.35
Forward P/E
NOAH
6.73
V
20.79
P/B Ratio
NOAH
0.5
V
15.09
P/S Ratio
NOAH
0.33
V
14.08
EV/EBITDA
NOAH
-1.43
V
20.06

Profitability

Gross Margin
NOAH
53.39%
V
97.78%
Operating Margin
NOAH
35.15%
V
68.3%
Profit Margin
NOAH
21.41%
V
50.23%
ROE
NOAH
5.57%
V
53.95%
ROA
NOAH
4.13%
V
18.36%

Growth

Revenue Growth
NOAH
12.5%
V
14.6%
Earnings Growth
NOAH
-88.2%
V
17.4%

Financial Health

Debt/Equity
NOAH
0.01
V
0.55
Current Ratio
NOAH
4.46
V
1.11
Quick Ratio
NOAH
4.23
V
0.72

Dividends

Dividend Yield
NOAH
5.56%
V
0.89%
Payout Ratio
NOAH
52.25%
V
22.91%

AI Verdict

NOAH NEUTRAL

NOAH presents a classic 'value trap' profile, characterized by a very weak Piotroski F-Score of 2/9 indicating deteriorating fundamental health despite deep valuation discounts. While the Graham Number ($23.42) suggests significant asset-based undervaluation and the balance sheet is pristine with near-zero debt, the catastrophic collapse in earnings growth (-88.20% YoY) offsets these gains. The stock is trading near its growth-based intrinsic value ($8.12) but far below its book value, suggesting the market is pricing in significant structural risks. A sustainable dividend provides a floor, but the bearish technical trend and poor insider sentiment limit immediate upside.

Strengths
Extremely low leverage with a Debt/Equity ratio of 0.01
Strong liquidity position with a Current Ratio of 4.46
Deep value metrics including a Price/Book of 0.50 and P/S of 0.33
Risks
Severe earnings deterioration with YoY growth at -88.20%
Weak fundamental health as evidenced by a Piotroski F-Score of 2/9
Poor long-term price performance (-66.2% over 5 years)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

NOAH vs V: Head-to-Head Comparison

This page compares Noah Holdings Limited (NOAH) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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