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NTRS vs RJF

NTRS
Northern Trust Corporation
NEUTRAL
Price
$158.99
Market Cap
$30.07B
Sector
Financial Services
AI Confidence
85%
RJF
Raymond James Financial, Inc.
NEUTRAL
Price
$156.20
Market Cap
$30.4B
Sector
Financial Services
AI Confidence
85%

Valuation

P/E Ratio
NTRS
18.19
RJF
14.75
Forward P/E
NTRS
14.13
RJF
11.67
P/B Ratio
NTRS
2.45
RJF
2.46
P/S Ratio
NTRS
3.71
RJF
2.07
EV/EBITDA
NTRS
--
RJF
--

Profitability

Gross Margin
NTRS
0.0%
RJF
93.01%
Operating Margin
NTRS
28.99%
RJF
19.51%
Profit Margin
NTRS
21.46%
RJF
14.62%
ROE
NTRS
13.49%
RJF
--
ROA
NTRS
1.04%
RJF
--

Growth

Revenue Growth
NTRS
8.2%
RJF
13.4%
Earnings Growth
NTRS
7.6%
RJF
15.3%

Financial Health

Debt/Equity
NTRS
--
RJF
0.46
Current Ratio
NTRS
--
RJF
--
Quick Ratio
NTRS
--
RJF
--

Dividends

Dividend Yield
NTRS
1.98%
RJF
1.38%
Payout Ratio
NTRS
35.47%
RJF
19.64%

AI Verdict

NTRS NEUTRAL

Northern Trust (NTRS) presents a stable financial profile with a Piotroski F-Score of 4/9, indicating a baseline of stability but lacking strong momentum. The stock is currently trading at $158.99, which is almost perfectly aligned with its growth-based intrinsic value of $160.82, though it sits at a significant premium to its defensive Graham Number of $112.88. While earnings growth and revenue trends are positive, the outlook is tempered by a very bearish technical trend (10/100) and negative insider sentiment. Overall, the company is fundamentally sound but appears fully valued at current levels.

Strengths
Consistent earnings performance with 3 of the last 4 quarters beating estimates
Sustainable dividend profile with a conservative payout ratio of 35.47%
Strong historical price appreciation (87.8% 1Y change)
Risks
Severe bearish technical trend (10/100) suggesting a potential price correction
Bearish insider activity, specifically sales by the Chief Financial Officer
Current price is trading above the average analyst target price of $153.04
RJF NEUTRAL

RJF presents a conflicting profile: strong growth and attractive valuation metrics are offset by a critically weak Piotroski F-Score of 2/9, indicating deteriorating fundamental health. While the stock trades at a reasonable P/E of 14.75 and a PEG of 1.00, the bearish technical trend and insider selling suggest a lack of immediate conviction. The significant gap between the Graham Number ($122.91) and Intrinsic Value ($312.4) highlights a tension between defensive value and growth expectations. Overall, the company's operational growth is impressive, but the underlying financial health markers require caution.

Strengths
Strong YoY revenue growth of 13.40% and earnings growth of 15.30%
Attractive valuation with a Forward P/E of 11.67 and PEG ratio of 1.00
Very sustainable dividend payout ratio of 19.64%
Risks
Critically low Piotroski F-Score (2/9) signaling weak financial health trends
Bearish insider sentiment with net selling activity totaling $4.97M
Technical trend is currently 0/100 (Bearish)

Compare Another Pair

NTRS vs RJF: Head-to-Head Comparison

This page compares Northern Trust Corporation (NTRS) and Raymond James Financial, Inc. (RJF) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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