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OIO vs V

OIO
OIO Group
BEARISH
Price
$3.05
Market Cap
$129.3M
Sector
Financial Services
AI Confidence
95%
V
Visa Inc.
BULLISH
Price
$302.24
Market Cap
$582.73B
Sector
Financial Services
AI Confidence
75%

Valuation

P/E Ratio
OIO
--
V
28.35
Forward P/E
OIO
--
V
20.79
P/B Ratio
OIO
9.56
V
15.09
P/S Ratio
OIO
24.27
V
14.08
EV/EBITDA
OIO
-74.6
V
20.06

Profitability

Gross Margin
OIO
53.03%
V
97.78%
Operating Margin
OIO
-102.24%
V
68.3%
Profit Margin
OIO
-51.22%
V
50.23%
ROE
OIO
-23.18%
V
53.95%
ROA
OIO
-7.87%
V
18.36%

Growth

Revenue Growth
OIO
-22.1%
V
14.6%
Earnings Growth
OIO
--
V
17.4%

Financial Health

Debt/Equity
OIO
0.46
V
0.55
Current Ratio
OIO
0.18
V
1.11
Quick Ratio
OIO
0.12
V
0.72

Dividends

Dividend Yield
OIO
--
V
0.89%
Payout Ratio
OIO
0.0%
V
22.91%

AI Verdict

OIO BEARISH

OIO Group exhibits severe financial distress, characterized by a mediocre Piotroski F-Score of 4/9 and a critical liquidity crisis. With a Current Ratio of 0.18 and a Quick Ratio of 0.12, the company lacks the liquid assets to cover its short-term obligations. This fundamental weakness is compounded by negative revenue growth (-22.10%) and deep operating losses (-102.24% margin), making the current valuation (P/S of 24.27) completely disconnected from financial reality.

Strengths
Relatively low Debt/Equity ratio (0.46)
Positive Gross Margin (53.03%) indicating core product viability
Recent 1-year price recovery (+62.2%) suggesting speculative interest
Risks
Critical liquidity risk (Current Ratio 0.18)
Severe operating inefficiency with -102.24% operating margin
Negative revenue growth (-22.10% YoY)
V BULLISH

V shows bullish fundamentals based on deterministic rules. Financial strength is strong (F-Score 6/9). Key strengths include strong valuation and growth metrics.

Strengths
Strong profitability (50.2% margin)
Strong ROE of 54.0%
Risks
Premium vs Graham Number ($69.32)

Compare Another Pair

OIO vs V: Head-to-Head Comparison

This page compares OIO Group (OIO) and Visa Inc. (V) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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