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PHM vs TSLA

PHM
PulteGroup, Inc.
NEUTRAL
Price
$119.21
Market Cap
$22.71B
Sector
Consumer Cyclical
AI Confidence
85%
TSLA
Tesla, Inc.
BEARISH
Price
$386.42
Market Cap
$1.45T
Sector
Consumer Cyclical
AI Confidence
90%

Valuation

P/E Ratio
PHM
11.53
TSLA
357.8
Forward P/E
PHM
10.65
TSLA
140.41
P/B Ratio
PHM
1.76
TSLA
17.65
P/S Ratio
PHM
1.35
TSLA
15.29
EV/EBITDA
PHM
7.93
TSLA
135.32

Profitability

Gross Margin
PHM
26.1%
TSLA
18.03%
Operating Margin
PHM
13.13%
TSLA
4.7%
Profit Margin
PHM
12.14%
TSLA
4.0%
ROE
PHM
16.18%
TSLA
4.92%
ROA
PHM
9.96%
TSLA
2.1%

Growth

Revenue Growth
PHM
-12.4%
TSLA
-3.1%
Earnings Growth
PHM
-30.4%
TSLA
-60.6%

Financial Health

Debt/Equity
PHM
0.19
TSLA
0.18
Current Ratio
PHM
7.14
TSLA
2.16
Quick Ratio
PHM
0.79
TSLA
1.54

Dividends

Dividend Yield
PHM
0.87%
TSLA
--
Payout Ratio
PHM
9.28%
TSLA
0.0%

AI Verdict

PHM NEUTRAL

PHM exhibits a contradictory profile: a weak Piotroski F-Score of 3/9 indicates deteriorating operational health, yet the balance sheet remains exceptionally clean with a Debt/Equity ratio of 0.19. While the current price of $119.21 sits below the Graham Number ($125.69), it is significantly higher than the growth-based intrinsic value of $72.38, reflecting a premium that is not supported by current negative growth trends. Revenue and earnings are in a sharp cyclical decline (-12.4% and -30.4% YoY respectively), driven by mortgage rate volatility and affordability challenges. The stock is currently a battle between strong solvency and weakening fundamentals.

Strengths
Extremely low leverage (Debt/Equity 0.19)
Strong liquidity position (Current Ratio 7.14)
Low valuation relative to sector average P/E (11.53 vs 31.73)
Risks
Significant earnings contraction (-30.4% YoY)
Gross margin compression (28.9% to 26.3% per 10-K)
High sensitivity to mortgage interest rate volatility
TSLA BEARISH

Tesla's deterministic health is marginally stable with a Piotroski F-Score of 4/9, but the valuation is fundamentally decoupled from financial performance. The stock trades at a massive premium to its Graham Number ($23.07) and Intrinsic Value ($7.56), while exhibiting negative revenue growth (-3.10%) and a severe collapse in earnings growth (-60.60%). With zero earnings beats in the last four quarters and bearish insider activity, the current price is supported by sentiment rather than data.

Strengths
Very low Debt/Equity ratio (0.18) indicating minimal leverage risk
Strong liquidity position with a Current Ratio of 2.16
Dominant market capitalization and sector leadership
Risks
Extreme valuation metrics (P/E of 357.80 and PEG of 5.75)
Negative YoY revenue growth (-3.10%) and earnings growth (-60.60%)
Consistent failure to meet earnings estimates (0/4 beats in last 4 quarters)

Compare Another Pair

PHM vs TSLA: Head-to-Head Comparison

This page compares PulteGroup, Inc. (PHM) and Tesla, Inc. (TSLA) across key fundamental metrics including valuation ratios, profitability margins, growth rates, financial health indicators, and dividend metrics. Each metric highlights the better-performing stock so you can quickly identify relative strengths and weaknesses.

Our AI engine independently analyzes each company's financials, competitive position, and market conditions to produce a verdict (Bullish, Neutral, or Bearish) along with key strengths and risks. Use this comparison alongside your own research to make informed investment decisions.

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