PCAR PACCAR Inc - Fundamental Analysis
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PCAR Stock | Fundamental Analysis & Investment Insights
NASDAQ
Industrials
Farm & Heavy Construction Machinery
Current Price
Live
$121.36
Analyst Target
$116.09
-4.3%
Downside
52W High
$122.65
52W Low
$84.65
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 17, 2026
Market cap
$63.74B
P/E
23.8
ROE
14.2%
Profit margin
9.1%
Debt/Equity
0.82
Dividend yield
1.08%
AI Analysis
Powered by advanced machine learning algorithms
Confidence Score
72%
Analysis Accuracy
PCAR exhibits strong financial health with a Piotroski F-Score of 7/9, indicating solid operational performance, but lacks an Altman Z-Score for distress risk assessment. The stock trades at a premium to its Graham Number ($65.05) and intrinsic value ($35.70), currently priced at $121.36, supported by stable profitability and low leverage relative to peers. However, significant year-over-year declines in revenue (-19.0%) and earnings (-39.5%) raise concerns about near-term momentum, while insider selling signals caution. Analysts maintain a 'buy' recommendation, though technical trends are weak and recent earnings surprises have been mixed.
Key Strengths
Strong Piotroski F-Score of 7/9 reflects robust financial health and earnings quality
Low Debt/Equity ratio of 0.82, below sector average of 1.54, indicating conservative capital structure
High current and quick ratios (5.69 and 5.04) signal exceptional short-term liquidity
ROE of 14.15% exceeds sector average when adjusted for cyclicality in heavy machinery
Dividend payout ratio of 25.29% is sustainable with room for future increases
Key Risks
Significant YoY revenue decline of -19.0% and earnings drop of -39.5% indicate cyclical or structural headwinds
Earnings growth has turned negative, with most recent Q/Q EPS down -18.2%
Insider selling by top executives (CFO and CEO) totaling $4.82M over last 6 months suggests lack of confidence
Technical trend score of 10/100 indicates bearish price momentum despite strong long-term returns
Valuation multiples (P/E 23.8, P/B 3.29) are high relative to earnings contraction, increasing downside risk
AI Fair Value Estimate
Based on comprehensive analysis
$65.05
-46.4% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
62
Strong
50
40
75
85
60
AI Verdict
Neutral with upside risk if cyclical rebound occurs
Key drivers: High Piotroski score supports quality, Rich valuation offsets strong balance sheet, Negative growth trends weigh on future outlook, Insider selling creates sentiment drag, Analyst buy rating provides counterbalance
Confidence
75%
Value
50/100
Ref P/E, PEG, Graham Number
Positives
- P/E of 23.80 is below sector average of 31.81
- Forward P/E of 21.35 suggests some earnings recovery priced in
Watchpoints
- Current price ($121.36) is 86% above Graham Number ($65.05)
- No PEG ratio due to negative growth, limiting growth-adjusted valuation
Future
40/100
Ref Growth rates
Positives
- Forward P/E implies expected earnings improvement
Watchpoints
- Revenue Growth (YoY): -19.00%
- Earnings Growth (YoY): -39.50%
- Q/Q Earnings Growth: -39.30%
Past
75/100
Ref Historical trends
Positives
- 5-Year price return of +145.8% shows strong long-term capital appreciation
- History of frequent earnings beats (14 of last 25 quarters)
Watchpoints
- Earnings trajectory peaked in early 2024 and has declined sharply since
Health
85/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Piotroski F-Score of 7/9 indicates strong financial health
- Current Ratio: 5.69 and Quick Ratio: 5.04 show exceptional liquidity
Watchpoints
- Altman Z-Score not available, creating blind spot in distress risk modeling
Dividend
60/100
Ref Yield, Payout
Positives
- Payout ratio of 25.29% is low and sustainable
- Dividend Strength score of 25/100 is low, but stable
Watchpoints
- Dividend yield of 1.08% is below sector average
- No 5-year average yield data available for trend analysis
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$121.36
Analyst Target
$116.09
Upside/Downside
-4.3%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for PCAR and closest competitors.
Updated 2026-01-16
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
PCAR
PACCAR Inc
Primary
|
+145.8% | +100.3% | +13.8% | +32.1% | +10.1% | +2.1% |
|
PWR
Quanta Services, Inc.
Peer
|
+524.9% | +199.4% | +32.7% | +24.6% | -1.8% | -3.5% |
|
CMI
Cummins Inc.
Peer
|
+125.6% | +98.6% | +29.8% | +39.8% | +9.3% | -2.3% |
|
RSG
Republic Services, Inc.
Peer
|
+120.4% | +68.9% | +1.2% | -14.9% | -5.1% | +2.0% |
|
NSC
Norfolk Southern Corporation
Peer
|
+29.1% | +21.3% | +20.1% | +6.1% | -1.3% | +1.2% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
23.8
Forward P/E
21.35
PEG Ratio
N/A
P/B Ratio
3.29
P/S Ratio
2.16
EV/Revenue
2.39
EV/EBITDA
18.48
Market Cap
$63.74B
Profitability
Profit margins and return metrics
Profit Margin
9.11%
Operating Margin
9.92%
Gross Margin
14.88%
ROE
14.15%
ROA
4.96%
Growth
Revenue and earnings growth rates
Revenue Growth
-19.0%
Earnings Growth
-39.5%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
-39.3%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
0.82
Moderate
Current Ratio
5.69
Strong
Quick Ratio
5.04
Excellent
Cash/Share
$17.27
Quarterly Earnings History
EPS performance vs analyst estimates
2026-01-27
$N/A
2025-10-21
$1.12
+3.9% surprise
2025-07-22
$1.37
+4.3% surprise
2025-04-29
$1.46
-7.5% surprise
Industrials Sector Comparison
Comparing PCAR against 122 companies in the Industrials sector
(6 bullish, 59 neutral, 57 bearish)
P/E Ratio
23.8
This Stock
vs
73.49
Sector Avg
-67.6%
(Discount)
Return on Equity (ROE)
14.15%
This Stock
vs
7.83%
Sector Avg
+80.7%
(Excellent)
Profit Margin
9.11%
This Stock
vs
57.85%
Sector Avg
-84.2%
(Weaker)
Debt to Equity
0.82
This Stock
vs
5.46
Sector Avg
-84.9%
(Less Debt)
Revenue Growth
-19.0%
This Stock
vs
22.8%
Sector Avg
-183.3%
(Slower)
Current Ratio
5.69
This Stock
vs
2.64
Sector Avg
+115.6%
(Stronger)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
PCAR
PACCAR Inc
|
NEUTRAL | $63.74B | 23.8 | 14.2% | 9.1% | $121.36 | |
|
PWR
Quanta Services, Inc.
|
NEUTRAL | $64.02B | 63.69 | 13.4% | 3.7% | $429.3 | |
|
CMI
Cummins Inc.
|
NEUTRAL | $64.53B | 23.98 | 22.8% | 7.9% | $462.61 | |
|
RSG
Republic Services, Inc.
|
NEUTRAL | $64.95B | 31.17 | 18.2% | 12.8% | $209.8 | |
|
NSC
Norfolk Southern Corporation
|
NEUTRAL | $65.21B | 22.17 | 20.5% | 24.2% | $290.63 |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-01-02 | SCHULZ MARK A | Director | Stock Award | 1,569 | $175,038 |
| 2026-01-02 | HILL BRICE | Director | Stock Award | 1,569 | $175,038 |
| 2025-12-31 | SIVER DARRIN C | Officer | Stock Award | 5,915 | - |
| 2025-12-31 | FEIGHT ROBERT PRESTON | Chief Executive Officer | Stock Award | 35,120 | - |
| 2025-12-31 | DOZIER CHRISTOPHER MICHAEL | Officer | Stock Award | 5,915 | - |
| 2025-12-31 | BANEY KEVIN D | Officer | Stock Award | 3,143 | - |
| 2025-12-31 | WALTON MICHAEL K | General Counsel | Stock Award | 1,671 | - |
| 2025-12-31 | RICH JOHN N | Chief Technology Officer | Stock Award | 3,273 | - |
| 2025-12-31 | BOLGAR PAULO HENRIQUE | Officer | Stock Award | 2,740 | - |
| 2025-12-31 | POPLAWSKI BRICE J | Chief Financial Officer | Stock Award | 619 | - |
| 2025-12-31 | BLOCH LAURA J. | Officer | Stock Award | 2,255 | - |
| 2025-12-31 | GRYNIEWICZ CRAIG R | Officer | Stock Award | 1,938 | - |
| 2025-10-27 | POPLAWSKI BRICE J | Chief Financial Officer | Option Exercise | 3,369 | $211,798 |
| 2025-10-27 | POPLAWSKI BRICE J | Chief Financial Officer | Sale | 3,369 | $340,785 |
| 2025-07-29 | FEIGHT ROBERT PRESTON | Chief Executive Officer | Option Exercise | 51,165 | $3,216,575 |
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
17 analysts
JP Morgan
2026-01-14
Overweight
Overweight
Citigroup
2026-01-13
Neutral
Neutral
Morgan Stanley
2026-01-13
Equal-Weight
Equal-Weight
JP Morgan
2025-12-19
Neutral
Overweight
Citigroup
2025-12-11
Neutral
Neutral
Wells Fargo
2025-11-14
Equal-Weight
UBS
2025-10-22
Neutral
Neutral
JP Morgan
2025-10-22
Neutral
Neutral
Wolfe Research
2025-10-22
Underperform
Peer Perform
Truist Securities
2025-10-22
Hold
Hold
Past News Coverage
Recent headlines mentioning PCAR from our newsroom.
Newest → oldest
No matching news yet.