PRAA
NEUTRALAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Ref P/E, PEG, P/B
- P/B < 1.0
- P/S < 1.0
- Forward P/E of 7.11 is very low
- High PEG ratio (5.82) suggests growth is not keeping pace with valuation
Ref Growth rates
- Double-digit revenue growth
- Recent EPS recovery
- Unpredictable earnings trajectory
Ref Historical trends
- Recent 1-year recovery (+24%)
- Poor 3Y and 5Y performance
- History of massive earnings misses
Ref Piotroski F-Score, Debt/Equity
- Exceptional current ratio
- Piotroski F-Score 1/9
- High Debt/Equity ratio
Ref Yield, Payout
- No dividend payments
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for PRAA and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
PRAA
PRA Group, Inc.
Primary
|
-42.8% | -43.5% | +24.0% | +55.9% | +20.3% | +10.3% |
|
HTBK
Heritage Commerce Corp
Peer
|
+39.7% | +91.7% | +72.2% | +45.8% | +11.2% | +5.0% |
|
FMNB
Farmers National Banc Corp.
Peer
|
+4.5% | +34.2% | +17.1% | +1.9% | +11.8% | +4.0% |
|
NMFC
New Mountain Finance Corporation
Peer
|
+11.7% | -0.7% | +1.2% | -7.0% | +10.2% | +2.1% |
|
CAC
Camden National Corporation
Peer
|
+26.6% | +61.2% | +40.7% | +29.9% | +7.1% | +3.4% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Quarterly Earnings History
EPS performance vs analyst estimates
Financial Services Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
PRAA
PRA Group, Inc.
|
NEUTRAL | $822.84M | - | -26.0% | -25.4% | $21.09 | |
|
HTBK
Heritage Commerce Corp
|
BULLISH | $823.5M | 17.14 | 6.8% | 24.4% | $13.37 | Compare |
|
FMNB
Farmers National Banc Corp.
|
BULLISH | $823.88M | 9.61 | 12.2% | 30.1% | $13.94 | Compare |
|
NMFC
New Mountain Finance Corporation
|
BEARISH | $828.63M | 51.38 | 1.3% | 5.0% | $8.22 | Compare |
|
CAC
Camden National Corporation
|
BULLISH | $833.02M | 12.78 | 10.6% | 27.9% | $49.07 | Compare |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-09 | SJOLUND MARTIN | Chief Executive Officer | Stock Award | 106,901 | - |
| 2026-03-09 | TARRANT LATISHA OWENS | General Counsel | Stock Award | 37,470 | - |
| 2026-03-09 | JAMES RICHARD OWEN | Officer | Stock Award | 37,054 | - |
| 2026-03-09 | SEHGAL RAKESH | Chief Financial Officer | Stock Award | 37,193 | - |
| 2025-11-06 | OLSEN GEIR L | Director | Purchase | 15,000 | $212,250 |
SEC Filings
Recent regulatory filings from the SEC EDGAR database
PRAA filed its 10-Q on November 10, 2025, though specific financial highlights were not provided in the available excerpt. The filing includes a dedicated section for Risk Factors under Item 1A, indicating the disclosure of potential threats to the company's operational or financial stability.
Wall Street Analysts
Professional analyst ratings and price targets
Past News Coverage
Recent headlines mentioning PRAA from our newsroom.