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RGCO

NEUTRAL
$22.5 Live
RGC Resources, Inc. · NASDAQ
Target $22.7 (+0.9%)
$19.68 52W Range $24.0

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 18, 2026
Market cap
$233.88M
P/E
18.0
ROE
11.3%
Profit margin
13.1%
Debt/Equity
1.34
Dividend yield
3.8%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
RGCO presents a stable operational profile with a Piotroski F-Score of 6/9, but it is fundamentally overvalued relative to its Graham Number ($17.78) and Intrinsic Value ($8.75). While the company outperforms sector peers in ROE (11.3% vs -6.77%) and maintains a lower P/E than the utility average, a divergence between positive revenue growth (10.9%) and negative earnings growth (-7.8%) is concerning. Liquidity is a primary weakness, with a current ratio of 0.80 and a quick ratio of 0.49, suggesting potential short-term funding pressure. The stock is currently trading at a premium to its defensive fair value, limiting immediate upside potential.

Key Strengths

Strong ROE (11.3%) significantly outperforming the sector average
P/E ratio (18.0) is more attractive than the sector average (27.96)
Consistent revenue growth of 10.9% YoY
Stable financial health as indicated by a Piotroski F-Score of 6/9
Strong operating margin (22.22%) compared to peer benchmarks

Key Risks

Significant overvaluation relative to Intrinsic Value ($8.75) and Graham Number ($17.78)
Negative earnings growth (-7.8% YoY) despite rising revenues
Poor short-term liquidity with a Current Ratio of 0.80
Bearish technical trend (0/100 score)
High dividend payout ratio (66.4%) reducing capital for reinvestment
AI Fair Value Estimate
Based on comprehensive analysis
$17.5
-22.2% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
52
Moderate
Value
35
Future
45
Past
65
Health
55
Dividend
60
AI Verdict
Fairly valued to Overvalued
Key drivers: Piotroski stability, Negative earnings growth, Liquidity constraints, Premium to Graham Number
Confidence
90%
Value
35/100

Ref P/E 18.0, Graham Number $17.78, Intrinsic Value $8.75

Positives
  • P/E lower than sector average
Watchpoints
  • Price ($22.50) is 26% above Graham Number
  • Price is significantly above Intrinsic Value
Future
45/100

Ref Revenue Growth 10.9%, Earnings Growth -7.8%

Positives
  • Double-digit revenue growth
Watchpoints
  • Negative YoY and Q/Q earnings growth
  • Bearish technical trend
Past
65/100

Ref Historical Earnings Track Record

Positives
  • Consistent earnings beats (3/4 last quarters)
  • Positive long-term price change (5Y +19.7%)
Watchpoints
  • Recent earnings volatility
Health
55/100

Ref Piotroski F-Score, Current/Quick Ratios

Positives
  • Piotroski F-Score 6/9 (Stable)
Watchpoints
  • Current Ratio 0.80
  • Quick Ratio 0.49
Dividend
60/100

Ref Yield 3.80%, Payout 66.4%

Positives
  • Decent yield of 3.80%
Watchpoints
  • Payout ratio of 66.4% is moderately high for a growth-stalled period

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$22.5
Analyst Target
$22.7
Upside/Downside
+0.9%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for RGCO and closest competitors.

Updated 2026-04-17
RGC
RGC Resources, Inc.
Primary
5Y
+19.7%
3Y
+14.3%
1Y
+10.9%
6M
+7.0%
1M
+7.8%
1W
-2.0%
GWR
Global Water Resources, Inc.
Peer
5Y
-48.2%
3Y
-33.0%
1Y
-19.1%
6M
-23.3%
1M
+4.6%
1W
-0.3%
PCY
Pure Cycle Corporation
Peer
5Y
-31.6%
3Y
+15.9%
1Y
+10.8%
6M
+0.6%
1M
+6.2%
1W
-6.5%
DGX
Digi Power X Inc.
Peer
5Y
-53.2%
3Y
+31.9%
1Y
+125.8%
6M
-22.4%
1M
-21.2%
1W
+5.9%
ART
Artesian Resources Corporation
Peer
5Y
-11.1%
3Y
-31.8%
1Y
+5.2%
6M
+1.1%
1M
-0.2%
1W
-3.0%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
18.0
Forward P/E
16.3
PEG Ratio
1.29
P/B Ratio
2.0
P/S Ratio
2.38
EV/Revenue
3.93
EV/EBITDA
12.93
Market Cap
$233.88M

Profitability

Profit margins and return metrics

Profit Margin 13.11%
Operating Margin 22.22%
Gross Margin 32.97%
ROE 11.3%
ROA 3.37%

Growth

Revenue and earnings growth rates

Revenue Growth +10.9%
Earnings Growth -7.8%
Q/Q Revenue Growth +10.89%
Q/Q Earnings Growth -7.3%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
1.34
Moderate
Current Ratio
0.8
Weak
Quick Ratio
0.49
Poor
Cash/Share
$0.33

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue
$0.0B
Gross Margin
34.5%
Op. Margin
21.6%
Net Margin
16.1%
Operating CF
$0.0B
CapEx
$-0.0B
Free Cash Flow
$-0.0B
FCF Yield
-423%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-06
$N/A
2026-02-05
$0.47
+4.4% surprise
2025-11-19
$-0.02
+60.0% surprise
2025-08-11
$0.05
+150.0% surprise

Utilities Sector Comparison

Comparing RGCO against 37 companies in the Utilities sector (2 bullish, 22 neutral, 13 bearish)
P/E Ratio
18.0
This Stock
vs
27.63
Sector Avg
-34.8% (Discount)
Return on Equity (ROE)
11.3%
This Stock
vs
-6.26%
Sector Avg
-280.4% (Below Avg)
Profit Margin
13.11%
This Stock
vs
4.58%
Sector Avg
+186.6% (Superior)
Debt to Equity
1.34
This Stock
vs
1.48
Sector Avg
-9.1% (Lower)
Revenue Growth
10.9%
This Stock
vs
18.57%
Sector Avg
-41.3% (Slower)
Current Ratio
0.8
This Stock
vs
1.23
Sector Avg
-34.7% (Weaker)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

BOXLEY ABNEY S III
Director
Stock Award
2026-04-01
311 shares · $6,750
ELLETT FRANK RUSSELL
Director
Stock Award
2026-04-01
241 shares · $5,233
ARCHER JACQUELINE L
Director
Stock Award
2026-04-01
260 shares · $5,650
MCCLANAHAN ELIZABETH A.
Director
Stock Award
2026-04-01
96 shares · $2,093
MILES CHRISTEN BROOKE
Officer
Buy
2026-04-01
4 shares · $100
CRAWFORD THOMAS JOE
Director
Stock Award
2026-04-01
122 shares · $2,660
BOXLEY ABNEY S III
Director
Stock Award
2026-03-02
305 shares · $6,750
ELLETT FRANK RUSSELL
Director
Stock Award
2026-03-02
236 shares · $5,233
ARCHER JACQUELINE L
Director
Stock Award
2026-03-02
255 shares · $5,650
OLIVER LAWRENCE T.
Officer
Buy
2026-03-02
9 shares · $200
MCCLANAHAN ELIZABETH A.
Director
Stock Award
2026-03-02
94 shares · $2,093
MILES CHRISTEN BROOKE
Officer
Buy
2026-03-02
4 shares · $100
FURCRON THOMAS PATRICK
Officer
Buy
2026-03-02
19 shares · $430
CRAWFORD THOMAS JOE
Director
Stock Award
2026-03-02
120 shares · $2,660
BOXLEY ABNEY S III
Director
Stock Award
2026-02-02
303 shares · $6,750
Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K
FORM 8-K
2026-04-01

RGCO filed a Form 8-K on April 1, 2026, likely to announce its first-quarter financial results.

8-K
FORM 8-K
2026-03-19

RGCO filed an 8-K on March 19, 2026, likely to announce its annual financial results or the filing of its annual report.

8-K
FORM 8-K
2026-02-10

RGCO filed an 8-K on February 10, 2026, likely to announce its fourth-quarter and full-year financial results.

10-Q
FORM 10-Q
2026-02-09

RGCO filed its Form 10-Q on February 9, 2026. The provided excerpts do not contain specific financial highlights or detailed risk factors.

8-K
FORM 8-K
2026-02-05

RGCO filed a current report likely announcing its financial results for the preceding fiscal period.

8-K
FORM 8-K
2026-01-28

RGCO filed an 8-K on January 28, 2026, likely to announce its fourth quarter and full-year financial results.

DEF 14A
FORM DEF 14A
2025-12-09

RGCO filed a definitive proxy statement (DEF 14A) on December 9, 2025, providing shareholders with information required to vote on matters at an upcoming meeting.

8-K
FORM 8-K
2025-12-04
10-K
FORM 10-K
2025-12-04

No financial highlights were provided in the available excerpts. The company identifies cybersecurity threats as a key risk, which is managed through oversight by the Board of Directors and the Audit Committee via regular reporting from executive management.

8-K
FORM 8-K
2025-11-19
8-K
FORM 8-K
2025-09-09
8-K
FORM 8-K
2025-09-08
8-K
FORM 8-K
2025-08-13
10-Q
FORM 10-Q
2025-08-12
8-K
FORM 8-K
2025-08-11
Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
NONE
1 analysts
Freedom Broker
2026-02-13
Maintains
Hold Hold
Freedom Broker
2025-12-05
Maintains
Hold Hold

Past News Coverage

Recent headlines mentioning RGCO from our newsroom.

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