AOMR
BEARISH
$9.11
Live
Angel Oak Mortgage REIT, Inc. · NYSE
Target $11.55
(+26.8%)
$7.36
52W Range
$10.88
At a glance
Key valuation, profitability, growth, and risk metrics.
Updated Jan 24, 2026
Market cap
$226.97M
P/E
11.83
ROE
6.7%
Profit margin
50.9%
Debt/Equity
8.38
Dividend yield
13.99%
AI Analysis
AI-powered fundamental assessment
Confidence
85%
The Advanced Deterministic Scorecard reveals severe financial health concerns with a Piotroski F-Score of just 2/9, indicating weak operational and balance sheet fundamentals. Despite a high dividend yield of 13.99%, the unsustainable 166.23% payout ratio and negative earnings growth raise serious sustainability concerns. Profitability margins appear strong on the surface but are misleading due to collapsing revenues and negative earnings trends, while insider selling of $6.29M signals lack of confidence. The stock trades below analyst target of $11.55, but deteriorating fundamentals and poor earnings execution undermine any value proposition.
Key Strengths
High dividend yield of 13.99% offers attractive income potential
Price/Book ratio of 0.86 suggests the stock trades below book value
Forward P/E of 6.76 is significantly lower than sector average of 59.34
Current and quick ratios above 4 indicate strong short-term liquidity
Analyst recommendation consensus is 'buy' with a target price of $11.55
Key Risks
Piotroski F-Score of 2/9 indicates severe financial distress and weak operational performance
Debt/Equity ratio of 8.38 is extremely high, more than double the sector average of 3.59
Revenue and earnings have collapsed, with YoY revenue growth at -60.60% and earnings growth at -64.30%
Dividend payout ratio of 166.23% is unsustainable and likely to be cut
Insiders have sold $6.29M in shares recently, signaling strong bearish sentiment
AI Fair Value Estimate
Based on comprehensive analysis
$5.39
-40.8% below current price
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Overall
27
Weak
55
20
25
15
22
AI Verdict
High-risk, fundamentally weak REIT with unsustainable dividend and deteriorating earnings
Key drivers: Low Piotroski F-Score, Extremely high payout ratio, Collapsing revenue and earnings, High leverage, Bearish insider activity
Confidence
90%
Value
55/100
Ref P/E, PEG, Graham Number
Positives
- Low Forward P/E of 6.76
- Price/Book of 0.86 suggests possible undervaluation
Watchpoints
- Graham Number of $13.55 is above current price, but not supported by fundamentals
- Intrinsic Value estimate of $5.39 is below current price of $9.11
Future
20/100
Ref Growth rates
Positives
- Analyst target price implies 27% upside
Watchpoints
- Revenue Growth (YoY): -60.60%
- Earnings Growth (YoY): -64.30%
- Q/Q Earnings Growth: -63.40%
Past
25/100
Ref Historical trends
Positives
- Some past earnings beats in 2022
Watchpoints
- 15 out of 19 recent quarters missed earnings estimates
- Average surprise over last 4 quarters: -28.38%
- History of large negative surprises (e.g., -837.5% in Mar 2023)
Health
15/100
Ref Altman Z-Score, Piotroski F-Score
Positives
- Current Ratio: 4.24 and Quick Ratio: 4.22 indicate strong short-term liquidity
Watchpoints
- Piotroski F-Score: 2/9 (Weak)
- Debt/Equity: 8.38 (Extremely high)
- ROA: 0.71% (Very low)
- Altman Z-Score: None (Missing, but high leverage and losses suggest distress risk)
Dividend
22/100
Ref Yield, Payout
Positives
- Dividend Yield: 13.99% is high
Watchpoints
- Payout Ratio: 166.23% is unsustainable
- Dividend Strength Score: 40/100
- No visibility on dividend coverage given negative earnings
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Current Price
$9.11
Analyst Target
$11.55
Upside/Downside
+26.8%
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for AOMR and closest competitors.
Updated 2026-01-23
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
AOMR
Angel Oak Mortgage REIT, Inc.
Primary
|
-15.4% | +78.5% | +3.5% | +1.3% | +4.8% | -1.5% |
|
BHR
Braemar Hotels & Resorts Inc.
Peer
|
-22.4% | -28.9% | +25.3% | +27.1% | +3.2% | +1.0% |
|
STRS
Stratus Properties Inc.
Peer
|
-1.0% | +46.5% | +63.1% | +54.4% | +3.6% | -1.7% |
|
REFI
Chicago Atlantic Real Estate Finance, Inc.
Peer
|
+31.9% | +32.8% | +1.0% | -0.9% | +1.9% | +5.2% |
|
CHCI
Comstock Holding Companies, Inc.
Peer
|
+271.1% | +306.2% | +119.7% | +37.9% | +63.3% | -0.5% |
AOM
Angel Oak Mortgage REIT, Inc.
Primary
5Y
-15.4%
3Y
+78.5%
1Y
+3.5%
6M
+1.3%
1M
+4.8%
1W
-1.5%
BHR
Braemar Hotels & Resorts Inc.
Peer
5Y
-22.4%
3Y
-28.9%
1Y
+25.3%
6M
+27.1%
1M
+3.2%
1W
+1.0%
STR
Stratus Properties Inc.
Peer
5Y
-1.0%
3Y
+46.5%
1Y
+63.1%
6M
+54.4%
1M
+3.6%
1W
-1.7%
REF
Chicago Atlantic Real Estate Finance, Inc.
Peer
5Y
+31.9%
3Y
+32.8%
1Y
+1.0%
6M
-0.9%
1M
+1.9%
1W
+5.2%
CHC
Comstock Holding Companies, Inc.
Peer
5Y
+271.1%
3Y
+306.2%
1Y
+119.7%
6M
+37.9%
1M
+63.3%
1W
-0.5%
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Historical data shows last 12 quarters (3 years)
Valuation Metrics
Key valuation ratios and pricing indicators
P/E Ratio
11.83
Forward P/E
6.76
PEG Ratio
N/A
P/B Ratio
0.86
P/S Ratio
6.54
EV/Revenue
68.78
EV/EBITDA
N/A
Market Cap
$226.97M
Profitability
Profit margins and return metrics
Profit Margin
50.86%
Operating Margin
78.62%
Gross Margin
68.25%
ROE
6.67%
ROA
0.71%
Growth
Revenue and earnings growth rates
Revenue Growth
-60.6%
Earnings Growth
-64.3%
Q/Q Revenue Growth
N/A
Q/Q Earnings Growth
-63.4%
Financial Health
Balance sheet strength and liquidity metrics
Debt/Equity
8.38
High debt
Current Ratio
4.24
Strong
Quick Ratio
4.22
Excellent
Cash/Share
$2.15
Quarterly Earnings History
EPS performance vs analyst estimates
2026-03-03
$N/A
2025-11-06
$0.46
+20.0% surprise
2025-08-05
$0.11
-62.6% surprise
2025-05-05
$0.17
-42.5% surprise
Real Estate Sector Comparison
Comparing AOMR against 165 companies in the Real Estate sector
(6 bullish, 31 neutral, 128 bearish)
P/E Ratio
11.83
This Stock
vs
41.83
Sector Avg
-71.7%
(Discount)
Return on Equity (ROE)
6.67%
This Stock
vs
-33.57%
Sector Avg
-119.9%
(Below Avg)
Profit Margin
50.86%
This Stock
vs
10.53%
Sector Avg
+383.0%
(Superior)
Debt to Equity
8.38
This Stock
vs
2.45
Sector Avg
+242.0%
(Higher)
Revenue Growth
-60.6%
This Stock
vs
16932.14%
Sector Avg
-100.4%
(Slower)
Current Ratio
4.24
This Stock
vs
7.96
Sector Avg
-46.7%
(Weaker)
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
AOMR
Angel Oak Mortgage REIT, Inc.
|
BEARISH | $226.97M | 11.83 | 6.7% | 50.9% | $9.11 | |
|
BHR
Braemar Hotels & Resorts Inc.
|
BEARISH | $223.77M | - | -1.9% | -1.0% | $2.92 | Compare |
|
STRS
Stratus Properties Inc.
|
BEARISH | $239.04M | 20.07 | 0.9% | 40.1% | $29.9 | Compare |
|
REFI
Chicago Atlantic Real...
|
BEARISH | $255.28M | 7.21 | 11.7% | 65.9% | $12.11 | Compare |
|
CHCI
Comstock Holding Companies, Inc.
|
BULLISH | $192.47M | 11.56 | 27.9% | 27.1% | $18.85 | Compare |
AOMR
Angel Oak...
BEARISH
Mkt Cap
$227M
P/E
11.8
ROE
6.7%
Price
$9.11
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2025-11-18 | MINAMI WESLEY D | Director | Purchase | 3,441 | $28,619 |
| 2025-09-17 | FILSON BRANDON | Chief Financial Officer | Sale | 50,000 | $489,115 |
| 2025-08-21 | FILSON BRANDON | Chief Financial Officer | Stock Award | 25,290 | - |
| 2025-08-21 | DAVIDSON KEMPNER CAPITAL MANAGEMENT, L.P. | Beneficial Owner of more than 10% of a Class of Security | Sale | 595,000 | $5,801,250 |
| 2025-08-07 | MORGAN JONATHAN | Director | Purchase | 5,000 | $45,174 |
MINAMI WESLEY D
Director
2025-11-18
3,441 shares
·
$28,619
FILSON BRANDON
Chief Financial Officer
2025-09-17
50,000 shares
·
$489,115
FILSON BRANDON
Chief Financial Officer
2025-08-21
25,290 shares
DAVIDSON KEMPNER CAPITAL MANAGEMENT, L.P.
Beneficial Owner of more than 10% of a Class of Security
2025-08-21
595,000 shares
·
$5,801,250
MORGAN JONATHAN
Director
2025-08-07
5,000 shares
·
$45,174
Insider transactions can signal confidence or concerns about company prospects
Wall Street Analysts
Professional analyst ratings and price targets
Consensus
BUY
5 analysts
UBS
2025-11-18
Neutral
Neutral
Jones Trading
2025-08-05
Buy
Buy
Past News Coverage
Recent headlines mentioning AOMR from our newsroom.
Newest → oldest
No matching news yet.