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BSBR

BEARISH
$6.77 Live
Banco Santander (Brasil) S.A. · NYSE
Target $6.32 (-6.6%)
$4.23 52W Range $6.82

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Jan 24, 2026
Market cap
$51.52B
P/E
24.18
ROE
9.9%
Profit margin
26.9%
Debt/Equity
N/A
Dividend yield
4.88%

AI Analysis

AI-powered fundamental assessment

Confidence
70%
BSBR shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Concerns include weak profitability or high valuation.

Key Strengths

Strong profitability (26.9% margin)

Key Risks

Weak financial trend (Piotroski F-Score: 2/9)
Declining revenue (-1.2%)
AI Fair Value Estimate
Based on comprehensive analysis
$4.1
-39.4% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
43
Moderate
Value
50
Future
35
Past
60
Health
30
Dividend
40
AI Verdict
BSBR shows bearish fundamentals based on deterministic rules. Financial strength is weak (F-Score 2/9). Concerns include weak profitability or high valuation.
Key drivers: Strong profitability (26.9% margin), Weak financial trend (Piotroski F-Score: 2/9), Declining revenue (-1.2%)
Confidence
30%
Value
50/100

Rule-based valuation (P/E + Graham).

Positives
  • Insufficient data for clear positives.
Watchpoints
  • Trades above Graham Number.
Future
35/100

Rule-based growth outlook.

Positives
  • Insufficient data for clear positives.
Watchpoints
  • Revenue is contracting.
Past
60/100

Historical performance + price trend: Shares moved +32.0% over 5Y and +66.4% over 1Y.

Positives
  • Healthy profit margin of 26.9%.
Watchpoints
No urgent risks highlighted.
Health
30/100

Balance sheet & liquidity (Z-Score: N/A).

Positives
  • Insufficient data for clear positives.
Watchpoints
No urgent risks highlighted.
Dividend
40/100

Dividend policy fallback.

Positives
  • Moderate dividend profile (Score: 40/100).
  • Yield: 4.9%.
Watchpoints
No urgent risks highlighted.

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$6.77
Analyst Target
$6.32
Upside/Downside
-6.6%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for BSBR and closest competitors.

Updated 2026-01-23
BSB
Banco Santander (Brasil) S.A.
Primary
5Y
+32.0%
3Y
+44.7%
1Y
+66.4%
6M
+42.2%
1M
+10.6%
1W
+10.4%
ARE
Ares Management Corporation
Peer
5Y
+300.6%
3Y
+116.1%
1Y
-18.2%
6M
-15.2%
1M
-7.8%
1W
-8.1%
ALL
The Allstate Corporation
Peer
5Y
+98.8%
3Y
+91.6%
1Y
+0.5%
6M
-2.0%
1M
-3.9%
1W
-0.1%
NDA
Nasdaq, Inc.
Peer
5Y
+70.7%
3Y
+59.2%
1Y
+20.3%
6M
-0.6%
1M
-0.0%
1W
-2.5%
COI
Coinbase Global, Inc.
Peer
5Y
-46.8%
3Y
+158.4%
1Y
+1.4%
6M
-48.3%
1M
-5.7%
1W
-3.5%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
24.18
Forward P/E
8.11
PEG Ratio
N/A
P/B Ratio
1.08
P/S Ratio
1.14
EV/Revenue
4.09
EV/EBITDA
N/A
Market Cap
$51.52B

Profitability

Profit margins and return metrics

Profit Margin 26.87%
Operating Margin 54.93%
Gross Margin N/A
ROE 9.93%
ROA 0.97%

Growth

Revenue and earnings growth rates

Revenue Growth -1.2%
Earnings Growth +5.1%
Q/Q Revenue Growth N/A
Q/Q Earnings Growth +5.3%

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
N/A
Current Ratio
N/A
Quick Ratio
N/A
Cash/Share
$49.54

Quarterly Earnings History

EPS performance vs analyst estimates

2026-02-04
$N/A
2025-07-30
$0.17
+0.2% surprise
2025-04-30
$0.18
+7.8% surprise
2025-02-05
$0.18
+5.3% surprise

Financial Services Sector Comparison

Comparing BSBR against 820 companies in the Financial Services sector (141 bullish, 351 neutral, 328 bearish)
P/E Ratio
24.18
This Stock
vs
36.01
Sector Avg
-32.9% (Discount)
Return on Equity (ROE)
9.93%
This Stock
vs
-0.73%
Sector Avg
-1454.7% (Below Avg)
Profit Margin
26.87%
This Stock
vs
91.62%
Sector Avg
-70.7% (Weaker)
Revenue Growth
-1.2%
This Stock
vs
35.27%
Sector Avg
-103.4% (Slower)

Similar Companies

Peer comparison within the same industry

Past News Coverage

Recent headlines mentioning BSBR from our newsroom.

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