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ECC

BEARISH
$4.02 Live
Eagle Point Credit Company Inc. · NYSE
Target $8.56 (+113.0%)
$3.46 52W Range $8.23

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 26, 2026
Market cap
$531.48M
P/E
N/A
ROE
-11.2%
Profit margin
-56.4%
Debt/Equity
0.4
Dividend yield
35.82%

AI Analysis

AI-powered fundamental assessment

Confidence
85%
ECC presents a classic 'value trap' scenario, characterized by a stable Piotroski F-Score of 4/9 but severe technical deterioration. While the stock trades at a significant discount to book value (P/B 0.71) and analysts maintain a bullish target of $8.56, the fundamental dividend profile is unsustainable with a payout ratio of 928.91%. The combination of a 0/100 technical trend and a 32.2% one-year price decline suggests the market is pricing in significant credit risk or a dividend cut. Despite strong liquidity ratios, the negative ROE and crashing price action outweigh the low valuation metrics.

Key Strengths

Significant discount to book value (P/B 0.71)
Strong short-term liquidity (Current Ratio 4.40)
Low Debt/Equity ratio (0.40) relative to sector average
Consistent ability to beat quarterly earnings estimates (3/4 last quarters)
Very low Forward P/E of 4.30

Key Risks

Mathematically unsustainable dividend payout ratio (928.91%)
Severe bearish technical trend (0/100 score)
Negative Return on Equity (ROE: -11.24%)
Consistent long-term price erosion (5Y Change: -12%, 1Y Change: -32.2%)
Negative profit margins (-56.38%) indicating high non-operating costs
AI Fair Value Estimate
Based on comprehensive analysis
$5.63
+40.0% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall
40
Moderate
Value
85
Future
30
Past
25
Health
50
Dividend
10
AI Verdict
High-Risk Value Play
Key drivers: Extreme dividend yield vs. earnings, Deep discount to book value, Strong bearish momentum
Confidence
80%
Value
85/100

Trading well below book value and historical analyst targets.

Positives
  • P/B of 0.71
  • Forward P/E of 4.30
Watchpoints
  • Price/Sales is relatively high at 2.61
Future
30/100

Growth is stagnant and price action is aggressively bearish.

Positives
  • Modest revenue growth (3.3%)
Watchpoints
  • Negative ROE
  • Declining price trajectory
Past
25/100

Long-term capital erosion despite dividend payments.

Positives
  • Consistent quarterly earnings reporting
Watchpoints
  • Negative 1Y, 3Y, and 5Y returns
Health
50/100

Balance sheet is liquid, but operational profitability is poor.

Positives
  • Current Ratio 4.40
  • Low Debt/Equity
Watchpoints
  • Piotroski F-Score 4/9 (Stable but mediocre)
  • Negative Profit Margin
Dividend
10/100

Dividend is likely being paid from capital or NAV rather than earnings.

Positives
  • Extremely high nominal yield (35.82%)
Watchpoints
  • Payout ratio of 928.91% is a critical red flag

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price
$4.02
Analyst Target
$8.56
Upside/Downside
+113.0%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for ECC and closest competitors.

Updated 2026-04-24
ECC
Eagle Point Credit Company Inc.
Primary
5Y
-12.0%
3Y
-31.3%
1Y
-32.2%
6M
-25.4%
1M
+13.0%
1W
-0.7%
BGB
Blackstone Strategic Credit 2027 Term Fund
Peer
5Y
+38.8%
3Y
+43.3%
1Y
+5.0%
6M
-0.5%
1M
+2.1%
1W
-0.1%
ALT
AlTi Global, Inc.
Peer
5Y
-63.1%
3Y
-71.3%
1Y
+18.4%
6M
+0.8%
1M
-18.7%
1W
+2.9%
BWB
Bridgewater Bancshares, Inc.
Peer
5Y
+20.8%
3Y
+87.2%
1Y
+51.6%
6M
+9.8%
1M
+12.7%
1W
+1.2%
CRD
Crawford & Company
Peer
5Y
+23.2%
3Y
+26.2%
1Y
+4.6%
6M
-1.6%
1M
+12.3%
1W
-0.5%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

P/E Ratio
N/A
Forward P/E
4.3
PEG Ratio
N/A
P/B Ratio
0.71
P/S Ratio
2.61
EV/Revenue
5.45
EV/EBITDA
N/A
Market Cap
$531.48M

Profitability

Profit margins and return metrics

Profit Margin -56.38%
Operating Margin 73.64%
Gross Margin 100.0%
ROE -11.24%
ROA 6.45%

Growth

Revenue and earnings growth rates

Revenue Growth +3.3%
Earnings Growth N/A
Q/Q Revenue Growth N/A
Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity
0.4
Low debt
Current Ratio
4.4
Strong
Quick Ratio
4.07
Excellent
Cash/Share
$0.31

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q2 2025

Revenue
$0.1B
Net Margin
96.4%
Total Assets
$1.5B
Liabilities
$0.4B
Equity
$1.1B
Debt/Equity
0.37x

Quarterly Earnings History

EPS performance vs analyst estimates

2026-02-26
$0.24
+5.9% surprise
2025-11-13
$0.24
+3.2% surprise
2025-08-12
$0.22
-12.9% surprise
2025-05-28
$0.28
+8.5% surprise

Financial Services Sector Comparison

Comparing ECC against 697 companies in the Financial Services sector (120 bullish, 285 neutral, 292 bearish)
Return on Equity (ROE)
-11.24%
This Stock
vs
-2.77%
Sector Avg
+306.3% (Excellent)
Profit Margin
-56.38%
This Stock
vs
60.34%
Sector Avg
-193.4% (Weaker)
Debt to Equity
0.4
This Stock
vs
1.43
Sector Avg
-72.3% (Less Debt)
Revenue Growth
3.3%
This Stock
vs
39.95%
Sector Avg
-91.7% (Slower)
Current Ratio
4.4
This Stock
vs
3.42
Sector Avg
+28.5% (Stronger)

Similar Companies

Peer comparison within the same industry

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

KO DANIEL W
Other Executive
Buy
2026-03-18
57,165 shares · $200,078
ONORIO KENNETH P
Chief Operating Officer
Buy
2026-03-13
110,000 shares · $411,400
Insider transactions can signal confidence or concerns about company prospects

Wall Street Analysts

Professional analyst ratings and price targets

Consensus
BUY
4 analysts
B. Riley Securities
2026-03-16
Maintains
Buy Buy
B. Riley Securities
2025-11-20
Maintains
Buy Buy

Past News Coverage

Recent headlines mentioning ECC from our newsroom.

Newest → oldest
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