FOUR
BEARISHAt a glance
Key valuation, profitability, growth, and risk metrics.
AI Analysis
AI-powered fundamental assessment
Key Strengths
Key Risks
Performance Snowflake
Multi-dimensional analysis across 5 key categories
Ref P/E, PEG, Graham Number
- Low P/S ratio
- Low Forward P/E (6.79)
- Current price is >3x the Graham Number
- P/E of 41.94 is high relative to current earnings
Ref Growth rates
- Strong revenue growth (33.9%)
- Strategic international expansion
- Negative earnings growth trend
- Failure to meet quarterly estimates
Ref Historical trends
- Historical ability to beat estimates in 2021-2023
- Catastrophic 1Y price performance (-43.8%)
- Recent streak of 4 consecutive earnings misses
Ref Altman Z-Score, Piotroski F-Score
- Current Ratio (1.66) and Quick Ratio (1.30) are healthy
- Piotroski F-Score 4/9 (Stable/Weak)
- High Debt/Equity (2.36)
- Debt covenant compliance risks
Ref Yield, Payout
- No dividend paid
- 0/100 dividend strength
Stock Price & Analyst Targets
Real-time price movements and analyst price targets
Multi-Horizon Performance vs Peers
Price momentum across 5Y → 1W horizons for FOUR and closest competitors.
| Company | 5Y | 3Y | 1Y | 6M | 1M | 1W |
|---|---|---|---|---|---|---|
|
FOUR
Shift4 Payments, Inc.
Primary
|
-55.2% | -28.7% | -43.8% | -40.6% | -7.3% | -8.8% |
|
DLO
DLocal Limited
Peer
|
-58.7% | -5.8% | +65.8% | -10.0% | +9.8% | -1.8% |
|
STNE
StoneCo Ltd.
Peer
|
-77.2% | +29.7% | +23.2% | -15.4% | +8.7% | +7.4% |
|
BOX
Box, Inc.
Peer
|
+50.8% | -15.7% | -15.8% | -19.7% | -11.1% | +2.4% |
|
LASR
nLIGHT, Inc.
Peer
|
+104.1% | +604.4% | +831.2% | +132.9% | -1.7% | +8.7% |
Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.
Historical Performance Trends
Long-term financial metrics and growth patterns
Revenue & Net Income
Profit & Operating Margins
Return on Equity (ROE)
Quarterly Revenue Growth
Valuation Metrics
Key valuation ratios and pricing indicators
Profitability
Profit margins and return metrics
Growth
Revenue and earnings growth rates
Financial Health
Balance sheet strength and liquidity metrics
Financial Statement Flow
Interactive flow visualization showing how money moves through the company Q4 2025
Quarterly Earnings History
EPS performance vs analyst estimates
Technology Sector Comparison
Similar Companies
Peer comparison within the same industry
| Company | AI Rating | Market Cap | P/E | ROE | Profit Margin | Price | |
|---|---|---|---|---|---|---|---|
|
FOUR
Shift4 Payments, Inc.
|
BEARISH | $3.73B | 41.94 | 9.9% | 2.8% | $45.29 | |
|
DLO
DLocal Limited
|
BULLISH | $3.76B | 19.6 | 37.2% | 18.0% | $12.74 | Compare |
|
STNE
StoneCo Ltd.
|
BULLISH | $3.76B | 7.59 | 20.8% | 17.3% | $15.1 | Compare |
|
BOX
Box, Inc.
|
BEARISH | $3.79B | 21.35 | 204.3% | 19.8% | $26.48 | Compare |
|
LASR
nLIGHT, Inc.
|
BEARISH | $3.65B | - | -10.6% | -9.0% | $65.37 | Compare |
Recent Insider Trading
Insider buy and sell transactions from the last 6 months
| Date | Insider | Position | Transaction | Shares | Value |
|---|---|---|---|---|---|
| 2026-03-17 | ISAACMAN JARED | Beneficial Owner of more than 10% of a Class of Security | Gift | 1,600 | - |
| 2026-03-10 | ISAACMAN JARED | Beneficial Owner of more than 10% of a Class of Security | Purchase | 43,827 | $2,004,879 |
| 2026-03-02 | ISAACMAN JARED | Beneficial Owner of more than 10% of a Class of Security | Purchase | 45,693 | $2,002,948 |
| 2026-02-27 | WHALEN JAMES J. | Officer | Stock Award | 17,018 | $749,983 |
| 2026-02-27 | DISMAN NANCY J. | Director | Stock Award | 76,015 | $3,349,981 |
| 2026-02-27 | ISAACMAN JARED | Beneficial Owner of more than 10% of a Class of Security | Purchase | 296,237 | $13,658,260 |
| 2026-02-27 | CRUZ CHRISTOPHER NESTOR | Chief Financial Officer | Stock Award | 17,137 | $755,228 |
| 2026-02-27 | LAUBER DAVID TAYLOR | Chief Executive Officer | Stock Award | 222,373 | $9,799,978 |
| 2026-02-27 | FRANKEL JORDAN | Officer | Stock Award | 62,514 | $2,754,992 |
| 2026-02-06 | ISAACMAN JARED | Beneficial Owner of more than 10% of a Class of Security | Stock Award | 1,123,309 | - |
| 2026-02-06 | ISAACMAN JARED | Beneficial Owner of more than 10% of a Class of Security | Stock Award | 19,801,028 | - |
| 2025-12-11 | DISMAN NANCY J. | Director | Sale | 5,000 | $347,500 |
| 2025-12-11 | LAUBER DAVID TAYLOR | Chief Executive Officer | Sale | 12,000 | $828,031 |
| 2025-12-08 | ISAACMAN JARED | Officer, Director and Beneficial Owner | Stock Award | 127,620 | - |
| 2025-11-12 | WHALEN JAMES J. | Officer | Sale | 1,438 | $102,817 |
SEC Filings
Recent regulatory filings from the SEC EDGAR database
The 10-K filing for FOUR, filed on February 27, 2026, indicates a strategic focus on international expansion, expected growth, and the integration of recent acquisitions. While specific financial figures were not provided in the excerpts, management identifies key risks related to debt covenant compliance and financing activities.
Shift4 Payments reported gross revenue of $1.18 billion for the quarter ended September 30, 2025, an increase from $909.2 million in 2024, with operating income rising to $114.6 million. Despite this growth, net income attributable to the company declined to $28.1 million from $53.8 million, impacted by higher interest expenses and a loss on debt extinguishment. Key risks include escalating geopolitical and global trade tensions, including the imposition of tariffs, which may adversely affect consumer spending trends.
Wall Street Analysts
Professional analyst ratings and price targets
Past News Coverage
Recent headlines mentioning FOUR from our newsroom.