HTT

BEARISH

$2.43 Live

High Templar Tech Limited · NYSE

$1.88 52W Range $5.08

HTT High Templar Tech Limited - Fundamental Analysis

BEARISH

Console Chart News

HTT Stock | Fundamental Analysis & Investment Insights

NYSE • Financial Services • Credit Services

Current Price Live

$2.43

52W High

$5.08

52W Low

$1.88

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated Apr 28, 2026

Market cap

$377.34M

P/E

3.92

ROE

6.2%

Profit margin

1729.9%

Debt/Equity

0.14

Dividend yield

N/A

AI Analysis

AI-powered fundamental assessment

Confidence

90%

HTT exhibits severe fundamental deterioration, highlighted by a weak Piotroski F-Score of 3/9 and a catastrophic YoY revenue decline of 93.90%. While the stock appears undervalued based on the Graham Number ($12.22) and Price-to-Book ratio (0.23), these metrics are lagging indicators that fail to account for the collapse of core operations. The massive divergence between the anomalous profit margin (1729.89%) and the disastrous operating margin (-3260.11%) suggests non-operating gains are masking a failing business model. With a technical trend of 0/100 and consistent earnings misses, the current price reflects a distressed asset rather than a value opportunity.

Key Strengths

Extremely low Price-to-Book ratio (0.23)

Low Debt-to-Equity ratio (0.14)

Strong short-term liquidity (Current Ratio 5.75)

Low P/E ratio (3.92) relative to sector average

Significant gap between current price and Graham Number

Key Risks

Catastrophic revenue collapse (-93.90% YoY)

Severe operational inefficiency (Operating Margin -3260.11%)

Weak financial health as indicated by Piotroski F-Score (3/9)

Consistent failure to meet earnings estimates (0/4 beats)

Strongly bearish technical trend (0/100)

AI Fair Value Estimate

Based on comprehensive analysis

$3.85

+58.4% above current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Weak

Value

Future

Past

Health

Dividend

AI Verdict

Distressed Asset

Key drivers: Revenue collapse, Operating margin failure, Weak Piotroski score, Bearish technicals

Confidence

90%

Value

75/100

Trades at a deep discount to book value and Graham Number, but value is eroded by lack of growth.

Positives

P/B of 0.23
P/E of 3.92
Graham Number $12.22

Watchpoints

High Price/Sales (9.21) relative to revenue collapse

Future

5/100

Growth metrics are in freefall, suggesting a non-viable current trajectory.

Positives

No standout positives identified.

Watchpoints

Revenue growth -93.90%
Q/Q Revenue growth -93.95%

Past

30/100

Historical gains have been completely erased by recent operational failure.

Positives

3Y Change +92.9%

Watchpoints

6M Change -49.8%
Consistent earnings misses

Health

30/100

Balance sheet is liquid, but the business is not healthy (Piotroski < 4).

Positives

Low Debt/Equity
High Current Ratio

Watchpoints

Piotroski F-Score 3/9
Negative ROA

Dividend

0/100

No income component to the investment.

Positives

No standout positives identified.

Watchpoints

No dividend yield
0/100 dividend strength

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$2.43

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for HTT and closest competitors.

Updated 2026-04-27

Company	5Y	3Y	1Y	6M	1M	1W
HTT High Templar Tech Limited Primary	+13.6%	+92.9%	-11.0%	-49.8%	+11.5%	-4.0%
CION CION Investment Corporation Peer	+20.2%	+25.5%	-12.2%	-13.5%	+6.7%	-3.5%
BRBI BRBI BR Partners S.A. Peer	-37.0%	-37.0%	-37.0%	-37.0%	+6.4%	+5.7%
FMAO Farmers & Merchants Bancorp, Inc. Peer	+38.1%	+34.5%	+22.9%	+16.7%	+10.2%	+1.0%
AII American Integrity Insurance Group, Inc. Peer	+19.2%	+19.2%	+19.2%	-5.9%	+13.9%	-0.4%

HTT

High Templar Tech Limited

Primary

+13.6%

+92.9%

-11.0%

-49.8%

+11.5%

-4.0%

CIO

CION Investment Corporation

Peer

+20.2%

+25.5%

-12.2%

-13.5%

+6.7%

-3.5%

BRB

BRBI BR Partners S.A.

Peer

-37.0%

+6.4%

+5.7%

FMA

Farmers & Merchants Bancorp, Inc.

Peer

+38.1%

+34.5%

+22.9%

+16.7%

+10.2%

+1.0%

AII

American Integrity Insurance Group, Inc.

Peer

+19.2%

-5.9%

+13.9%

-0.4%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

3.92

N/A

0.23

9.21

-154.74

21.93

$377.34M

Profitability

Profit margins and return metrics

Profit Margin 1729.89%

Operating Margin -3260.11%

Gross Margin 11.88%

ROE 6.18%

ROA -1.63%

Growth

Revenue and earnings growth rates

Revenue Growth -93.9%

Earnings Growth N/A

Q/Q Revenue Growth -93.95%

Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

0.14

Low debt

Current Ratio

5.75

Strong

Quick Ratio

4.62

Excellent

Cash/Share

$53.43

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$0.0B

Gross Margin

27.2%

Op. Margin

-3397.7%

Net Margin

-5160.1%

Total Assets

$13.6B

Liabilities

$2.0B

Equity

$11.6B

Debt/Equity

0.17x

Quarterly Earnings History

EPS performance vs analyst estimates

2026-05-21

$N/A

2022-03-18

$-0.04

-125.2% surprise

2021-12-13

$-0.06

-134.8% surprise

2021-08-24

$0.17

-29.1% surprise

Financial Services Sector Comparison

Comparing HTT against 820 companies in the Financial Services sector (141 bullish, 351 neutral, 328 bearish)

P/E Ratio

3.92

This Stock

36.01

Sector Avg

-89.1% (Discount)

Return on Equity (ROE)

6.18%

This Stock

-0.73%

Sector Avg

-943.8% (Below Avg)

Profit Margin

1729.89%

This Stock

91.62%

Sector Avg

+1788.2% (Superior)

Debt to Equity

0.14

This Stock

1.36

Sector Avg

-90.0% (Less Debt)

Revenue Growth

-93.9%

This Stock

35.27%

Sector Avg

-366.2% (Slower)

Current Ratio

5.75

This Stock

3.18

Sector Avg

+80.9% (Stronger)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
HTT High Templar Tech Limited	BEARISH	$377.34M	3.92	6.2%	1729.9%	$2.43
CION CION Investment Corporation	BEARISH	$377.71M	-	-2.7%	-8.6%	$7.48	Compare
BRBI BRBI BR Partners S.A.	BEARISH	$377.72M	10.74	20.9%	-%	$14.39	Compare
FMAO Farmers & Merchants Bancorp, Inc.	NEUTRAL	$378.23M	10.48	10.0%	29.0%	$27.47	Compare
AII American Integrity...	BULLISH	$373.57M	3.41	39.9%	36.0%	$19.08	Compare

HTT High Templar Tech Limited

BEARISH

Mkt Cap

$377M

P/E

3.9

ROE

6.2%

Price

$2.43

Compare with HTT

BRBI BRBI BR Partners S.A.

Compare with HTT

Compare with HTT

Compare with HTT

SEC Filings

Recent regulatory filings from the SEC EDGAR database

20-F

2026-04-10

HTT filed its 20-F annual report on April 10, 2026. Due to the absence of provided excerpts, specific financial highlights and risk factors are unavailable for summary.

20-F

2025-04-23

HTT filed its 20-F annual report on April 23, 2025. This filing provides the comprehensive annual financial disclosures and risk assessments required for foreign private issuers.

20-F

FORM 20-F

2024-04-29

HTT filed its annual report on Form 20-F on April 29, 2024. Specific financial highlights and risk factors were not provided in the available metadata.

Data sourced from SEC EDGAR. AI summaries generated automatically.

Past News Coverage

Recent headlines mentioning HTT from our newsroom.

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HTT

HTT High Templar Tech Limited - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Financial Services Sector Comparison

Similar Companies

SEC Filings

Past News Coverage

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