NSP

BEARISH

$35.57 Live

Insperity, Inc. · NYSE

Target $40.5 (+13.9%)

$18.57 52W Range $72.23

NSP Insperity, Inc. - Fundamental Analysis

BEARISH

Console Chart News

NSP Stock | Fundamental Analysis & Investment Insights

NYSE • Industrials • Staffing & Employment Services

Current Price Live

$35.57

Analyst Target

$40.5

+13.9% Upside

52W High

$72.23

52W Low

$18.57

Overview AI Snowflake Price Valuation Profitability Growth Health Statements Peers Insiders SEC Filings

At a glance

Key valuation, profitability, growth, and risk metrics.

Updated May 01, 2026

Market cap

$1.36B

P/E

N/A

ROE

-9.8%

Profit margin

-0.1%

Debt/Equity

9.87

Dividend yield

6.75%

AI Analysis

AI-powered fundamental assessment

Confidence

95%

NSP exhibits severe financial distress, anchored by a weak Piotroski F-Score of 2/9 and an unsustainable capital structure. The company is currently operating with negative profit margins and an extreme Debt/Equity ratio of 9.87, far exceeding sector averages. A critical red flag is the 500% dividend payout ratio, indicating that the 6.75% yield is being funded by debt or cash reserves rather than earnings. Despite a recent short-term price bounce, the long-term trend is deeply bearish with a 5-year decline of 52.6% and a consistent track record of earnings misses (0/4 in the last year).

Key Strengths

Very low Price/Sales ratio (0.20) suggesting low valuation relative to top-line revenue

High nominal dividend yield of 6.75%

Recent short-term price momentum (+31.6% over the last month)

Forward P/E of 11.50 suggests a potential return to profitability in analyst projections

Current ratio of 1.06 provides a marginal buffer for short-term obligations

Key Risks

Extreme leverage with a Debt/Equity ratio of 9.87

Unsustainable dividend payout ratio of 500%

Negative ROE (-9.79%) and negative operating margins (-2.76%)

Severe earnings deterioration with YoY EPS growth of -1300%

Extremely high Price/Book ratio (29.16) indicating a massive premium over tangible assets

AI Fair Value Estimate

Based on comprehensive analysis

$28.5

-19.9% below current price

Performance Snowflake

Multi-dimensional analysis across 5 key categories

Overall

Weak

Value

Future

Past

Health

Dividend

AI Verdict

High Risk / Speculative

Key drivers: Piotroski F-Score 2/9, Debt/Equity 9.87, 500% Payout Ratio, Negative Profitability

Confidence

90%

Value

30/100

Trades at a massive premium to book value despite lack of current earnings.

Positives

Low Price/Sales (0.20)

Watchpoints

Price/Book of 29.16 is excessive
Negative current earnings make P/E irrelevant

Future

25/100

Growth metrics are stagnant or declining sharply.

Positives

Modest revenue growth (3.4%)

Watchpoints

EPS growth is crashing (-1300% YoY)
Consistent earnings misses (0/4 last 4 quarters)

Past

15/100

Long-term destruction of shareholder value.

Positives

Historical period of earnings beats prior to 2024

Watchpoints

5-year return of -52.6%
3-year return of -67.6%

Health

10/100

Financial health is critical; high risk of insolvency or forced restructuring.

Positives

Current ratio slightly above 1.0

Watchpoints

Piotroski F-Score 2/9 (Weak)
Debt/Equity 9.87 (Extreme)

Dividend

15/100

Dividend is fundamentally unsupported by earnings.

Positives

High yield (6.75%)

Watchpoints

Payout ratio of 500% is a classic dividend trap

Stock Price & Analyst Targets

Real-time price movements and analyst price targets

Current Price

$35.57

Analyst Target

$40.5

Upside/Downside

+13.9%

Multi-Horizon Performance vs Peers

Price momentum across 5Y → 1W horizons for NSP and closest competitors.

Updated 2026-04-30

Company	5Y	3Y	1Y	6M	1M	1W
NSP Insperity, Inc. Primary	-52.6%	-67.6%	-41.6%	-13.4%	+31.6%	+10.4%
ASTE Astec Industries, Inc. Peer	-20.1%	+48.0%	+68.5%	+23.5%	+12.7%	+0.1%
ENR Energizer Holdings, Inc. Peer	-51.5%	-31.0%	-22.3%	-15.5%	+19.4%	-2.4%
BW Babcock & Wilcox Enterprises, Inc. Peer	+38.8%	+93.9%	+991.4%	+278.1%	+9.4%	-19.8%
ARLO Arlo Technologies, Inc. Peer	+60.2%	+244.6%	+8.2%	-20.0%	-7.4%	-7.8%

NSP

Insperity, Inc.

Primary

-52.6%

-67.6%

-41.6%

-13.4%

+31.6%

+10.4%

AST

Astec Industries, Inc.

Peer

-20.1%

+48.0%

+68.5%

+23.5%

+12.7%

+0.1%

ENR

Energizer Holdings, Inc.

Peer

-51.5%

-31.0%

-22.3%

-15.5%

+19.4%

-2.4%

Babcock & Wilcox Enterprises, Inc.

Peer

+38.8%

+93.9%

+991.4%

+278.1%

+9.4%

-19.8%

ARL

Arlo Technologies, Inc.

Peer

+60.2%

+244.6%

+8.2%

-20.0%

-7.4%

-7.8%

Positive values indicate cumulative gains over the specified period. Comparables pulled from the same sector to highlight whether momentum is stock-specific or industry-wide.

Historical Performance Trends

Long-term financial metrics and growth patterns

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Historical data shows last 12 quarters (3 years)

Valuation Metrics

Key valuation ratios and pricing indicators

N/A

11.5

1.94

29.16

0.2

0.17

54.09

$1.36B

Profitability

Profit margins and return metrics

Profit Margin -0.1%

Operating Margin -2.76%

Gross Margin 13.21%

ROE -9.79%

ROA -0.26%

Growth

Revenue and earnings growth rates

Revenue Growth +3.4%

Earnings Growth N/A

Q/Q Revenue Growth +3.41%

Q/Q Earnings Growth N/A

Financial Health

Balance sheet strength and liquidity metrics

Debt/Equity

9.87

High debt

Current Ratio

1.06

Good

Quick Ratio

0.94

Poor

Cash/Share

$17.49

Financial Statement Flow

Interactive flow visualization showing how money moves through the company Q4 2025

Revenue

$1.7B

Gross Margin

10.3%

Op. Margin

-2.8%

Net Margin

-2.0%

Total Assets

$2.2B

Liabilities

$2.2B

Equity

$0.0B

Debt/Equity

46.89x

Operating CF

$0.3B

CapEx

$-0.0B

Free Cash Flow

$0.2B

FCF Yield

96%

Quarterly Earnings History

EPS performance vs analyst estimates

2026-02-10

$-0.6

-28.9% surprise

2025-11-03

$-0.2

-190.1% surprise

2025-08-01

$0.26

-36.3% surprise

2025-04-29

$1.57

-22.4% surprise

Industrials Sector Comparison

Comparing NSP against 528 companies in the Industrials sector (43 bullish, 199 neutral, 286 bearish)

Return on Equity (ROE)

-9.79%

This Stock

0.59%

Sector Avg

-1761.3% (Below Avg)

Profit Margin

-0.1%

This Stock

6.33%

Sector Avg

-101.6% (Weaker)

Debt to Equity

9.87

This Stock

2.73

Sector Avg

+262.1% (Higher)

Revenue Growth

3.4%

This Stock

64.56%

Sector Avg

-94.7% (Slower)

Current Ratio

1.06

This Stock

3.0

Sector Avg

-64.5% (Weaker)

Similar Companies

Peer comparison within the same industry

Company	AI Rating	Market Cap	P/E	ROE	Profit Margin	Price
NSP Insperity, Inc.	BEARISH	$1.36B	-	-9.8%	-0.1%	$35.57
ASTE Astec Industries, Inc.	NEUTRAL	$1.35B	34.97	5.9%	2.8%	$58.75	Compare
ENR Energizer Holdings, Inc.	BEARISH	$1.37B	6.73	151.3%	7.1%	$19.99	Compare
BW Babcock & Wilcox Enterprises, Inc.	BEARISH	$1.37B	-	-%	-6.2%	$10.51	Compare
ARLO Arlo Technologies, Inc.	NEUTRAL	$1.38B	433.0	3.8%	0.8%	$12.99	Compare

NSP Insperity, Inc.

BEARISH

Mkt Cap

$1.4B

P/E

ROE

-9.8%

Price

$35.57

ASTE Astec Industries, Inc.

Compare with NSP

Compare with NSP

Compare with NSP

ARLO Arlo Technologies, Inc.

Compare with NSP

Recent Insider Trading

Insider buy and sell transactions from the last 6 months

Date	Insider	Position	Transaction	Shares	Value
2026-03-19	SARVADI PAUL J	Chief Executive Officer	Purchase	201,987	$4,688,790
2026-03-11	CALLENS CHRISTIAN P	General Counsel	Purchase	1,250	$24,100
2026-03-11	MASTERSON ELLEN H.	Director	Purchase	1,200	$23,880
2026-03-10	ALLISON JAMES D	Chief Financial Officer	Purchase	10,000	$204,500
2026-03-03	ALLISON JAMES D	Chief Financial Officer	Stock Award	21,106	-
2026-03-03	ARIZPE ARTHUR STEVE	President	Stock Award	14,089	-
2026-03-03	SARVADI PAUL J	Chief Executive Officer	Stock Award	36,779	-
2026-03-02	CALLENS CHRISTIAN P	General Counsel	Stock Award	14,913	-
2026-03-02	DUFFY SEAN P.	Officer	Stock Award	11,351	-
2026-02-17	ALLISON JAMES D	Chief Financial Officer	Stock Award	463	-
2026-02-17	ARIZPE ARTHUR STEVE	President	Stock Award	961	-
2026-02-17	SARVADI PAUL J	Chief Executive Officer	Stock Award	4,175	-
2025-12-29	SARVADI PAUL J	Chief Executive Officer	Gift	50,000	-
2025-11-07	MEHL RANDALL A.	Director	Purchase	3,000	$102,380

SARVADI PAUL J

Chief Executive Officer

Buy

2026-03-19

201,987 shares · $4,688,790

CALLENS CHRISTIAN P

General Counsel

Buy

2026-03-11

1,250 shares · $24,100

MASTERSON ELLEN H.

Director

Buy

2026-03-11

1,200 shares · $23,880

ALLISON JAMES D

Chief Financial Officer

Buy

2026-03-10

10,000 shares · $204,500

ALLISON JAMES D

Chief Financial Officer

Stock Award

2026-03-03

21,106 shares

ARIZPE ARTHUR STEVE

President

Stock Award

2026-03-03

14,089 shares

SARVADI PAUL J

Chief Executive Officer

Stock Award

2026-03-03

36,779 shares

CALLENS CHRISTIAN P

General Counsel

Stock Award

2026-03-02

14,913 shares

DUFFY SEAN P.

Officer

Stock Award

2026-03-02

11,351 shares

ALLISON JAMES D

Chief Financial Officer

Stock Award

2026-02-17

463 shares

ARIZPE ARTHUR STEVE

President

Stock Award

2026-02-17

961 shares

SARVADI PAUL J

Chief Executive Officer

Stock Award

2026-02-17

4,175 shares

SARVADI PAUL J

Chief Executive Officer

Gift

2025-12-29

50,000 shares

MEHL RANDALL A.

Director

Buy

2025-11-07

3,000 shares · $102,380

Insider transactions can signal confidence or concerns about company prospects

SEC Filings

Recent regulatory filings from the SEC EDGAR database

8-K

2026-04-30

NSP filed an 8-K on April 30, 2026, likely to report its first-quarter financial results.

DEF 14A

2026-04-14

NSP filed a Definitive Proxy Statement on April 14, 2026, providing shareholders with necessary information to vote on corporate matters at the upcoming annual meeting.

10-K

2026-02-11

NSP filed its annual 10-K on February 11, 2026, providing comprehensive disclosures regarding its business operations, risk factors, and financial condition. While specific financial metrics were not provided in the excerpts, the filing includes detailed analysis within the MD&A and Risk Factors sections.

8-K

2026-02-10

NSP filed an 8-K on February 10, 2026, likely to announce its financial results for the fiscal year ended December 31, 2025.

8-K

2025-12-16

10-Q

2025-11-04

Insperity's Q3 2025 10-Q filing includes unaudited financial statements and management's discussion of operational results. The company cautions that various risk factors may materially affect its financial performance and the accuracy of its forward-looking statements.

8-K

2025-11-03

NSP filed an 8-K on November 3, 2025, likely to announce its third-quarter financial results.

10-Q

2025-08-01

Insperity submitted its Q2 2025 Form 10-Q on August 1, 2025. While specific financial metrics were not provided in the excerpts, the company cautions that various risk factors detailed in Item 1A could materially impact operational results.

8-K

2025-08-01

NSP filed an 8-K on August 1, 2025, likely to announce its second-quarter financial results.

8-K

2025-07-01

8-K

2025-05-27

10-Q

2025-04-29

8-K

2025-04-29

DEF 14A

2025-04-15

10-K

2025-02-11

Data sourced from SEC EDGAR. AI summaries generated automatically.

Wall Street Analysts

Professional analyst ratings and price targets

Consensus

HOLD

4 analysts

Truist Securities

2025-11-04

Maintains

Hold Hold

JP Morgan

2025-11-04

Maintains

Underweight Underweight

Past News Coverage

Recent headlines mentioning NSP from our newsroom.

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NSP

NSP Insperity, Inc. - Fundamental Analysis

At a glance

AI Analysis

Key Strengths

Key Risks

Performance Snowflake

Stock Price & Analyst Targets

Multi-Horizon Performance vs Peers

Historical Performance Trends

Revenue & Net Income

Profit & Operating Margins

Return on Equity (ROE)

Quarterly Revenue Growth

Valuation Metrics

Profitability

Growth

Financial Health

Financial Statement Flow

Quarterly Earnings History

Industrials Sector Comparison

Similar Companies

Recent Insider Trading

SEC Filings

Wall Street Analysts

Past News Coverage

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